First Community (Nasdaq:FCCO) - Stock Price, News & Analysis

FCCO Stock Overview

Operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals.

About the company

FCCO fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	3/6
Past Performance	3/6
Financial Health	6/6
Dividends	5/6

Rewards

Trading at 54.2% below our estimate of its fair value

Earnings are forecast to grow 17.05% per year

Earnings grew by 3.4% over the past year

Pays a reliable dividend of 2.58%

Risk Analysis

No risks detected for FCCO from our risk checks.

First Community Corporation Competitors

Fentura Financial

OTCPK:FETM

US$174.3m

Isabella Bank

OTCPK:ISBA

US$160.0m

STAR Financial Group

OTCPK:SFIG.A

US$153.5m

Honat Bancorp

OTCPK:HONT

US$162.1m

Price History & Performance

Summary of all time highs, changes and price drops for First Community
Historical stock prices
Current Share Price	US$23.26
52 Week High	US$23.96
52 Week Low	US$15.40
Beta	0.41
11 Month Change	8.19%
3 Month Change	12.10%
1 Year Change	33.30%
33 Year Change	18.86%
5 Year Change	21.40%
Change since IPO	103.53%

First Community's (NASDAQ:FCCO) Dividend Will Be Increased To $0.15

Jul 22

Recent updates

First Community's (NASDAQ:FCCO) Dividend Will Be Increased To $0.15

Jul 22

First Community (NASDAQ:FCCO) Will Pay A Dividend Of $0.14

Apr 20

First Community (NASDAQ:FCCO) Will Pay A Larger Dividend Than Last Year At $0.14

Apr 22

Shareholders Will Probably Hold Off On Increasing First Community Corporation's (NASDAQ:FCCO) CEO Compensation For The Time Being

May 13

Why First Community Corporation (NASDAQ:FCCO) Is A Top Dividend Stock

May 03

Can You Imagine How First Community's (NASDAQ:FCCO) Shareholders Feel About The 35% Share Price Increase?

Mar 03

There's A Lot To Like About First Community's (NASDAQ:FCCO) Upcoming US$0.12 Dividend

Jan 27

Shareholder Returns

	FCCO	US Banks	US Market
7D	8.8%	2.0%	0.8%
1Y	33.3%	56.9%	38.3%

Return vs Industry: FCCO underperformed the US Banks industry which returned 54.3% over the past year.

Return vs Market: FCCO underperformed the US Market which returned 36% over the past year.

Price Volatility

Is FCCO's price volatile compared to industry and market?
FCCO volatility
FCCO Average Weekly Movement	5.5%
Banks Industry Average Movement	4.4%
Market Average Movement	6.2%
10% most volatile stocks in US Market	14.8%
10% least volatile stocks in US Market	3.0%

Stable Share Price: FCCO has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FCCO's weekly volatility (6%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1994	263	Mike Crapps	www.firstcommunitysc.com

First Community Corporation operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals. The company operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments. Its deposit products include checking, NOW, savings, and individual retirement accounts; and demand deposits, as well as other time deposits, such as daily money market accounts and longer-term certificates of deposit.

First Community Corporation Fundamentals Summary

How do First Community's earnings and revenue compare to its market cap?
FCCO fundamental statistics
Market cap	US$177.34m
Earnings (TTM)	US$13.02m
Revenue (TTM)	US$62.74m

13.6x

P/E Ratio

1.5x

P/B Ratio

Is FCCO overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FCCO income statement (TTM)
Revenue	US$62.74m
Cost of Revenue	US$0
Gross Profit	US$62.74m
Other Expenses	US$49.72m
Earnings	US$13.02m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	1.70
Gross Margin	100.00%
Net Profit Margin	20.75%
Debt/Equity Ratio	112.9%

How did FCCO perform over the long term?

See historical performance and comparison

Dividends

2.6%

Current Dividend Yield

34%

Payout Ratio

Does FCCO pay a reliable dividends?

See FCCO dividend history and benchmarks

When do you need to buy FCCO by to receive an upcoming dividend?
First Community dividend dates
Ex Dividend Date	Oct 29 2024
Dividend Pay Date	Nov 12 2024
Days until Ex dividend	10 days
Days until Dividend pay date	24 days

Does FCCO pay a reliable dividends?

See FCCO dividend history and benchmarks

FCCO Stock Overview

Rewards

Risk Analysis

First Community Corporation Competitors

OTCPK:FETM

US$174.3m

OTCPK:ISBA

US$160.0m

OTCPK:SFIG.A

US$153.5m

OTCPK:HONT

US$162.1m

Price History & Performance

Recent News & Updates

First Community Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2024

Third quarter 2024 earnings: EPS and revenues exceed analyst expectations

First Community Corporation Approves Cash Dividend for the Third Quarter Ended September 30, 2024, Payable on November 12, 2024

Consensus EPS estimates increase by 11%

First Community's (NASDAQ:FCCO) Dividend Will Be Increased To $0.15

Second quarter dividend increased to US$0.15

Recent updates

First Community Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2024

Third quarter 2024 earnings: EPS and revenues exceed analyst expectations

First Community Corporation Approves Cash Dividend for the Third Quarter Ended September 30, 2024, Payable on November 12, 2024

Consensus EPS estimates increase by 11%

First Community's (NASDAQ:FCCO) Dividend Will Be Increased To $0.15

Second quarter dividend increased to US$0.15

Second quarter 2024 earnings: EPS and revenues exceed analyst expectations

First Community Corporation Approves Cash Dividend for the Second Quarter of 2024, Payable on August 13, 2024

Investor sentiment improves as stock rises 20%

First Community Corporation(NasdaqCM:FCCO) dropped from Russell Small Cap Comp Value Index

First Community Corporation (NasdaqCM:FCCO) announces an Equity Buyback for $7.1 million worth of its shares.

First quarter 2024 earnings: EPS in line with analyst expectations despite revenue beat

Upcoming dividend of US$0.14 per share

Price target decreased by 7.1% to US$19.50

First Community (NASDAQ:FCCO) Will Pay A Dividend Of $0.14

First quarter dividend of US$0.14 announced

First Community Corporation Announces Net Charge-Offs for the First Quarter Ended March 31, 2024

First Community Corporation, Annual General Meeting, May 22, 2024

Full year 2023 earnings: EPS exceeds analyst expectations while revenues lag behind

Insufficient new directors

Upcoming dividend of US$0.14 per share at 2.9% yield

Fourth quarter dividend of US$0.14 announced

Full year 2023 earnings: EPS exceeds analyst expectations while revenues lag behind

First Community Corporation Approves Cash Dividend for the Fourth Quarter of 2023, Payable on February 20, 2024

Price target increased by 8.0% to US$21.88

New major risk - Revenue and earnings growth

First Community Corporation to Report Q4, 2023 Results on Jan 24, 2024

First Community Corporation Appoints J. Ted Nissen as Director, Effective July 1, 2024

Upcoming dividend of US$0.14 per share at 3.2% yield

Third quarter 2023 earnings: EPS and revenues miss analyst expectations

First Community Corporation Approves Cash Dividend for the Third Quarter of 2023, Payable November 14, 2023

Now 20% undervalued

Upcoming dividend of US$0.14 per share at 3.1% yield

First Community Corporation Reports Net Charge-Offs for the Second Quarter Ended June 30, 2023

Second quarter 2023 earnings: EPS and revenues exceed analyst expectations

Upcoming dividend of US$0.14 per share at 2.8% yield

First Community (NASDAQ:FCCO) Will Pay A Larger Dividend Than Last Year At $0.14

Full year 2022 earnings: Revenues miss analyst expectations

Upcoming dividend of US$0.14 per share

Price target increased to US$23.13

First Community Corporation Approves Cash Dividend for the Fourth Quarter of 2022, Payable on February 14, 2023

Upcoming dividend of US$0.13 per share

Third quarter 2022 earnings: EPS and revenues exceed analyst expectations

First Community Corporation Announces Cash Dividend, Payable November 15, 2022

First Community declares $0.13 dividend

Price target decreased to US$21.13

First Community Bank Announces Fred Holzhauer AS Senior Vice President

Upcoming dividend of US$0.13 per share

Second quarter 2022 earnings: EPS and revenues miss analyst expectations

First Community Corporation Announces Second Quarter Cash Dividend, Payable on August 16, 2022

First Community declares $0.13 dividend

First quarter 2022 earnings: EPS exceeds analyst expectations while revenues lag behind

Upcoming dividend of US$0.13 per share

High number of new directors

First Community Corporation Approves Cash Dividend for the First Quarter of 2022, Payable on May 17, 2022

First Community Corporation, Annual General Meeting, May 18, 2022

Full year 2021 earnings: EPS exceeds analyst expectations

Upcoming dividend of US$0.13 per share

First Community (NASDAQ:FCCO) Is Increasing Its Dividend To US$0.13