First Business Financial Services Balance Sheet Health
Financial Health criteria checks 6/6
First Business Financial Services has total assets of $3.7B and total equity of $312.0M. Total deposits are $3.0B, and total loans are $3.0B. It earns a Net Interest Margin of 3.8%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $174.5M.
Key information
11.9x
Asset to equity ratio
3.8%
Net interest margin
Total deposits | US$2.97b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$174.51m |
Recent financial health updates
No updates
Recent updates
Analysts Have Made A Financial Statement On First Business Financial Services, Inc.'s (NASDAQ:FBIZ) Third-Quarter Report
Oct 31First Business Financial Services' (NASDAQ:FBIZ) Shareholders Will Receive A Bigger Dividend Than Last Year
May 04First Business Financial Services GAAP EPS of $1.29 beats by $0.39, revenue of $30.53M beats by $1.2M
Jul 28First Business Financial: Outlook On Top-Line Growth Remains Positive
Mar 23First Business Financial Services (NASDAQ:FBIZ) Is Paying Out A Larger Dividend Than Last Year
Feb 03First Business Financial Services declares $0.18 dividend
Apr 30Increases to First Business Financial Services, Inc.'s (NASDAQ:FBIZ) CEO Compensation Might Cool off for now
Apr 24Have Insiders Been Buying First Business Financial Services, Inc. (NASDAQ:FBIZ) Shares This Year?
Mar 14What Kind Of Investors Own Most Of First Business Financial Services, Inc. (NASDAQ:FBIZ)?
Feb 15First Business Financial gets bullish call from Janney as talent drives growth
Feb 03Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FBIZ's Assets to Equity ratio (11.9x) is moderate.
Allowance for Bad Loans: FBIZ has a sufficient allowance for bad loans (174%).
Low Risk Liabilities: 87% of FBIZ's liabilities are made up of primarily low risk sources of funding.
Loan Level: FBIZ has an appropriate level of Loans to Assets ratio (81%).
Low Risk Deposits: FBIZ's Loans to Deposits ratio (102%) is appropriate.
Level of Bad Loans: FBIZ has an appropriate level of bad loans (0.6%).