East West Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
East West Bancorp has total assets of $74.5B and total equity of $7.7B. Total deposits are $61.7B, and total loans are $52.6B. It earns a Net Interest Margin of 3.6%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $5.5B.
Key information
9.7x
Asset to equity ratio
3.6%
Net interest margin
| Total deposits | US$61.70b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$5.55b |
Recent financial health updates
No updates
Recent updates
Short-Term Headwinds Hurting East West Bancorp But Highly Valuable For Long Run
Dec 29East West Bancorp: Interesting Dividend But Too Expensive
Nov 05Despite Continued Growth, I'm Not Ready To Write A Check For East West Bancorp Yet
Aug 19East West Bancorp: Dividend Remains The Strength, But It Is No Longer A Buy (Rating Downgrade)
Aug 08East West Bancorp: Dividend Continues Its Rapid Growth
May 23East West Bancorp Has An Efficient Structure
Mar 01East West Bancorp's (NASDAQ:EWBC) Upcoming Dividend Will Be Larger Than Last Year's
Jan 27
East West Bancorp GAAP EPS of $2.08 misses by $0.01, revenue of $627.36M beats by $6M
Oct 20East West Bancorp: Earnings Outlook Remains Rosy Thanks To The Rising Interest Rates
Sep 24East West Bancorp Q2 2022 Earnings Preview
Jul 20East West Bancorp: Attractively Valued With Good Prospects Of Earnings Growth
May 24East-West: Leading Ethnic-Chinese Bank Franchise
Feb 24Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EWBC's Assets to Equity ratio (9.7x) is low.
Allowance for Bad Loans: EWBC has a sufficient allowance for bad loans (474%).
Low Risk Liabilities: 92% of EWBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: EWBC has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: EWBC's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: EWBC has an appropriate level of bad loans (0.3%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 23:04 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
East West Bancorp, Inc. is covered by 36 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jared Shaw | Barclays |
| Jason Goldberg | Barclays |
| Peter Winter | BMO Capital Markets Equity Research |