East West Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
East West Bancorp has total assets of $76.0B and total equity of $7.7B. Total deposits are $63.2B, and total loans are $53.0B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $5.7B.
Key information
9.8x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | US$63.18b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$5.72b |
Recent financial health updates
No updates
Recent updates
Short-Term Headwinds Hurting East West Bancorp But Highly Valuable For Long Run
Dec 29East West Bancorp: Interesting Dividend But Too Expensive
Nov 05Despite Continued Growth, I'm Not Ready To Write A Check For East West Bancorp Yet
Aug 19East West Bancorp: Dividend Remains The Strength, But It Is No Longer A Buy (Rating Downgrade)
Aug 08East West Bancorp: Dividend Continues Its Rapid Growth
May 23East West Bancorp Has An Efficient Structure
Mar 01East West Bancorp GAAP EPS of $2.08 misses by $0.01, revenue of $627.36M beats by $6M
Oct 20East West Bancorp: Earnings Outlook Remains Rosy Thanks To The Rising Interest Rates
Sep 24East West Bancorp Q2 2022 Earnings Preview
Jul 20East West Bancorp: Attractively Valued With Good Prospects Of Earnings Growth
May 24Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EWBC's Assets to Equity ratio (9.8x) is low.
Allowance for Bad Loans: EWBC has a sufficient allowance for bad loans (441%).
Low Risk Liabilities: 93% of EWBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: EWBC has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: EWBC's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: EWBC has an appropriate level of bad loans (0.3%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/30 22:50 |
| End of Day Share Price | 2025/01/30 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
East West Bancorp, Inc. is covered by 37 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jared Shaw | Barclays |
| Jason Goldberg | Barclays |
| Peter Winter | BMO Capital Markets Equity Research |