Eagle Bancorp Montana Balance Sheet Health
Financial Health criteria checks 6/6
Eagle Bancorp Montana has total assets of $2.1B and total equity of $177.7M. Total deposits are $1.7B, and total loans are $1.5B. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $42.2M.
Key information
12.1x
Asset to equity ratio
3.5%
Net interest margin
| Total deposits | US$1.65b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$42.22m |
Recent financial health updates
No updates
Recent updates
Eagle Bancorp Montana (NASDAQ:EBMT) Has Affirmed Its Dividend Of $0.1425
Nov 02
Eagle Bancorp Montana (NASDAQ:EBMT) Is Increasing Its Dividend To $0.1425
Jul 27Eagle Bancorp Montana (NASDAQ:EBMT) Will Pay A Dividend Of $0.14
Jan 27Eagle Bancorp Montana (NASDAQ:EBMT) Is Due To Pay A Dividend Of $0.14
Oct 29Eagle Bancorp Montana (NASDAQ:EBMT) Is Increasing Its Dividend To $0.14
Jul 29Eagle Bancorp Montana (NASDAQ:EBMT) Is Increasing Its Dividend To $0.1375
Jul 29Eagle Bancorp GAAP EPS of $0.24, revenue of $23.3M
Jul 26Eagle Bancorp Montana: Rising Rates And Slowing Mortgages
May 22Eagle Bancorp Montana: On The Sideline
Feb 24Eagle Bancorp Montana's (NASDAQ:EBMT) Shareholders Will Receive A Bigger Dividend Than Last Year
Oct 31Eagle Bancorp: Improving Profitability Supports Future Outperformance
Aug 09Eagle Bancorp Montana (NASDAQ:EBMT) Is Paying Out A Larger Dividend Than Last Year
Aug 04Eagle Bancorp EPS misses by $0.14, beats on revenue
Apr 27Here's Why Eagle Bancorp Montana, Inc.'s (NASDAQ:EBMT) CEO Compensation Is The Least Of Shareholders' Concerns
Apr 16Here's Why We Think Eagle Bancorp Montana (NASDAQ:EBMT) Is Well Worth Watching
Apr 14Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EBMT's Assets to Equity ratio (12.1x) is moderate.
Allowance for Bad Loans: EBMT has a sufficient allowance for bad loans (357%).
Low Risk Liabilities: 84% of EBMT's liabilities are made up of primarily low risk sources of funding.
Loan Level: EBMT has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: EBMT's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: EBMT has an appropriate level of bad loans (0.3%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/10 09:31 |
| End of Day Share Price | 2025/01/10 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Industry and Sector Metrics
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Analyst Sources
Eagle Bancorp Montana, Inc. is covered by 6 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jeffrey Rulis | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |
| Timothy Coffey | FIG Partners |