Dime Community Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Dime Community Bancshares has total assets of $13.7B and total equity of $1.3B. Total deposits are $11.4B, and total loans are $10.8B. It earns a Net Interest Margin of 2.5%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $731.7M.
Key information
10.9x
Asset to equity ratio
2.5%
Net interest margin
| Total deposits | US$11.42b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$731.69m |
Recent financial health updates
No updates
Recent updates
Dime Community Bancshares: Consider Shifting From Baby Bonds To Preferred Shares
Nov 14Dime Community Bancshares (NASDAQ:DCOM) Will Pay A Dividend Of $0.25
Oct 01
Dime Community Bancshares: New 9% Coupon Baby Bond Offers Attractive Income
Aug 01Dime Community Bancshares (NASDAQ:DCOM) Will Pay A Dividend Of $0.25
Jul 04Dime Community Bancshares: Talk About Timing (Rating Downgrade)
Jun 02Dime Community Bancshares (NASDAQ:DCOM) Has Announced A Dividend Of $0.25
Apr 04Dime Community Bancshares: Potential Significant Upside For Both Commons And Preferreds
Feb 29We Ran A Stock Scan For Earnings Growth And Dime Community Bancshares (NASDAQ:DCOM) Passed With Ease
Apr 05Analysts Have Been Trimming Their Dime Community Bancshares, Inc. (NASDAQ:DCOM) Price Target After Its Latest Report
Jan 31Dime Community Bancshares (NASDAQ:DCOM) Is Due To Pay A Dividend Of $0.24
Jan 09Dime Community Bancshares (NASDAQ:DCOM) Is Due To Pay A Dividend Of $0.24
Dec 24Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: DCOM's Assets to Equity ratio (10.9x) is moderate.
Allowance for Bad Loans: DCOM has a sufficient allowance for bad loans (172%).
Low Risk Liabilities: 91% of DCOM's liabilities are made up of primarily low risk sources of funding.
Loan Level: DCOM has an appropriate level of Loans to Assets ratio (79%).
Low Risk Deposits: DCOM's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: DCOM has an appropriate level of bad loans (0.5%).