Citizens & Northern Corporation

NasdaqCM:CZNC Stock Report

Market Cap: US$345.1m

Citizens & Northern Management

Management criteria checks 4/4

Citizens & Northern's CEO is Brad Scovill, appointed in Mar 2015, has a tenure of 9.83 years. total yearly compensation is $1.23M, comprised of 46.9% salary and 53.1% bonuses, including company stock and options. directly owns 0.8% of the company’s shares, worth $2.76M. The average tenure of the management team and the board of directors is 4.5 years and 7.8 years respectively.

Key information

Brad Scovill

Chief executive officer

US$1.2m

Total compensation

CEO salary percentage46.9%
CEO tenure9.8yrs
CEO ownership0.8%
Management average tenure4.5yrs
Board average tenure7.8yrs

Recent management updates

Recent updates

Citizens & Northern (NASDAQ:CZNC) Will Pay A Dividend Of $0.28

Oct 24
Citizens & Northern (NASDAQ:CZNC) Will Pay A Dividend Of $0.28

Citizens & Northern (NASDAQ:CZNC) Has Affirmed Its Dividend Of $0.28

Jul 23
Citizens & Northern (NASDAQ:CZNC) Has Affirmed Its Dividend Of $0.28

Citizens & Northern (NASDAQ:CZNC) Will Pay A Dividend Of $0.28

May 01
Citizens & Northern (NASDAQ:CZNC) Will Pay A Dividend Of $0.28

Citizens & Northern's (NASDAQ:CZNC) Dividend Will Be $0.28

Oct 26
Citizens & Northern's (NASDAQ:CZNC) Dividend Will Be $0.28

Citizens & Northern (NASDAQ:CZNC) Will Pay A Dividend Of $0.28

Jul 27
Citizens & Northern (NASDAQ:CZNC) Will Pay A Dividend Of $0.28

Citizens & Northern (NASDAQ:CZNC) Has Affirmed Its Dividend Of $0.28

Apr 25
Citizens & Northern (NASDAQ:CZNC) Has Affirmed Its Dividend Of $0.28

Citizens & Northern (NASDAQ:CZNC) Is Paying Out A Dividend Of $0.28

Feb 01
Citizens & Northern (NASDAQ:CZNC) Is Paying Out A Dividend Of $0.28

Citizens & Northern (NASDAQ:CZNC) Is Paying Out A Dividend Of $0.28

Oct 25
Citizens & Northern (NASDAQ:CZNC) Is Paying Out A Dividend Of $0.28

Citizens & Northern Corporation goes ex-dividend tomorrow

Jul 28

Citizens & Northern (NASDAQ:CZNC) Is Due To Pay A Dividend Of $0.28

Jul 28
Citizens & Northern (NASDAQ:CZNC) Is Due To Pay A Dividend Of $0.28

Citizens & Northern (NASDAQ:CZNC) Is Due To Pay A Dividend Of US$0.28

Apr 25
Citizens & Northern (NASDAQ:CZNC) Is Due To Pay A Dividend Of US$0.28

Citizens & Northern: Avoid Until Better Execution

Feb 16

Citizens & Northern Corporation: Bank With 4.3% Dividend And Growth Potential

Oct 15

This Is Why Citizens & Northern Corporation's (NASDAQ:CZNC) CEO Compensation Looks Appropriate

Apr 17
This Is Why Citizens & Northern Corporation's (NASDAQ:CZNC) CEO Compensation Looks Appropriate

Broker Revenue Forecasts For Citizens & Northern Corporation (NASDAQ:CZNC) Are Surging Higher

Mar 30
Broker Revenue Forecasts For Citizens & Northern Corporation (NASDAQ:CZNC) Are Surging Higher

Is Citizens & Northern Corporation (NASDAQ:CZNC) A Smart Pick For Income Investors?

Mar 18
Is Citizens & Northern Corporation (NASDAQ:CZNC) A Smart Pick For Income Investors?

Don't Race Out To Buy Citizens & Northern Corporation (NASDAQ:CZNC) Just Because It's Going Ex-Dividend

Jan 25
Don't Race Out To Buy Citizens & Northern Corporation (NASDAQ:CZNC) Just Because It's Going Ex-Dividend

Would Shareholders Who Purchased Citizens & Northern's (NASDAQ:CZNC) Stock Year Be Happy With The Share price Today?

Jan 21
Would Shareholders Who Purchased Citizens & Northern's (NASDAQ:CZNC) Stock Year Be Happy With The Share price Today?

How Much is Citizens & Northern's (NASDAQ:CZNC) CEO Getting Paid?

Nov 30
How Much is Citizens & Northern's (NASDAQ:CZNC) CEO Getting Paid?

CEO Compensation Analysis

How has Brad Scovill's remuneration changed compared to Citizens & Northern's earnings?
DateTotal CompensationSalaryCompany Earnings
Dec 31 2024n/an/a

US$26m

Sep 30 2024n/an/a

US$22m

Jun 30 2024n/an/a

US$23m

Mar 31 2024n/an/a

US$23m

Dec 31 2023US$1mUS$575k

US$24m

Sep 30 2023n/an/a

US$27m

Jun 30 2023n/an/a

US$24m

Mar 31 2023n/an/a

US$26m

Dec 31 2022US$1mUS$535k

US$26m

Sep 30 2022n/an/a

US$26m

Jun 30 2022n/an/a

US$29m

Mar 31 2022n/an/a

US$28m

Dec 31 2021US$1mUS$499k

US$30m

Sep 30 2021n/an/a

US$30m

Jun 30 2021n/an/a

US$25m

Mar 31 2021n/an/a

US$24m

Dec 31 2020US$1mUS$475k

US$19m

Sep 30 2020n/an/a

US$18m

Jun 30 2020n/an/a

US$20m

Mar 31 2020n/an/a

US$18m

Dec 31 2019US$926kUS$437k

US$19m

Sep 30 2019n/an/a

US$20m

Jun 30 2019n/an/a

US$20m

Mar 31 2019n/an/a

US$23m

Dec 31 2018US$860kUS$416k

US$22m

Compensation vs Market: Brad's total compensation ($USD1.23M) is below average for companies of similar size in the US market ($USD2.18M).

Compensation vs Earnings: Brad's compensation has been consistent with company performance over the past year.


CEO

Brad Scovill (65 yo)

9.8yrs

Tenure

US$1,225,587

Compensation

Mr. J. Bradley Scovill, also known as Brad, serves as President, Chief Executive Officer and Director of Citizens & Northern Corporation and Citizens & Northern Bank since March 2, 2015. Prior to joining t...


Leadership Team

NamePositionTenureCompensationOwnership
J. Scovill
President9.8yrsUS$1.23m0.80%
$ 2.8m
Harold Hoose
EVP and Chief Revenue Officer of Citizens & Northern Bankno dataUS$483.92k0.34%
$ 1.2m
Stan Dunsmore
EVP and Chief Credit Officer of Citizens & Northern Bank10yrsUS$434.58k0.19%
$ 648.0k
Blair Rush
EVP and Southeast Region President of Citizens & Northern Bankno dataUS$440.42k0.18%
$ 623.7k
Mark Hughes
Treasurer9.8yrsUS$555.22k0.55%
$ 1.9m
Thomas Rudy
EVP, Chief Delivery Officer and Region President of Citizens & Northern Bankno dataUS$269.73k0.32%
$ 1.1m
Kelley Cwiklinski
Executive VP & Chief Commercial Lending Officer4.5yrsno data0.18%
$ 625.4k
Philip Prough
Senior VP & Chief Investment Strategist2yrsno datano data
Shelley D'Haene
Executive VP and Chief Digital Channels & Payments Officerno datano datano data
Ryan Satalin
Senior Vice President & Regional Commercial Lending Executive1yrno datano data
Glenn James
Corporate Secretary1.6yrsno data0.0046%
$ 15.9k

4.5yrs

Average Tenure

62yo

Average Age

Experienced Management: CZNC's management team is considered experienced (4.5 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
J. Scovill
President9.8yrsUS$1.23m0.80%
$ 2.8m
Susan Hartley
Independent Director27yrsUS$72.85k0.15%
$ 532.0k
Leo Lambert
Independent Director24yrsUS$73.85k0.27%
$ 934.2k
Frank Pellegrino
Independent Director8.9yrsUS$80.15k0.27%
$ 915.9k
Bobbi Kilmer
Independent Director6.8yrsUS$79.35k0.10%
$ 345.1k
Terry Lehman
Independent Chairman8.9yrsUS$109.35k0.17%
$ 571.7k
Aaron Singer
Independent Director7.8yrsUS$75.15k0.084%
$ 290.9k
Stephen Dorwart
Independent Director4.5yrsUS$83.05k0.12%
$ 408.4k
Robert Loughery
Independent Director4.5yrsUS$69.75k0.061%
$ 210.8k
Helen Santiago
Independent Director3.8yrsUS$69.75k0.054%
$ 184.8k
Katherine Shattuck
Independent Director3.6yrsUS$73.35k0.051%
$ 174.9k
Evan Barnes
Member of Advisory Board - Northern Regionno datano datano data

7.8yrs

Average Tenure

60yo

Average Age

Experienced Board: CZNC's board of directors are considered experienced (7.8 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/30 23:31
End of Day Share Price 2025/01/30 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Citizens & Northern Corporation is covered by 4 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jacob CivielloJanney Montgomery Scott LLC
Gregory ZingonePiper Sandler Companies
Waseem AnsariVirtua Research Inc.