Chemung Financial Corporation

NasdaqGS:CHMG Stock Report

Market Cap: US$249.6m

Chemung Financial Past Earnings Performance

Past criteria checks 2/6

Chemung Financial has been growing earnings at an average annual rate of 10.6%, while the Banks industry saw earnings growing at 7.1% annually. Revenues have been growing at an average rate of 6.4% per year. Chemung Financial's return on equity is 9.8%, and it has net margins of 23.1%.

Key information

10.6%

Earnings growth rate

11.1%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate6.4%
Return on equity9.8%
Net Margin23.1%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Chemung Financial (NASDAQ:CHMG) Is Due To Pay A Dividend Of $0.31

Nov 23
Chemung Financial (NASDAQ:CHMG) Is Due To Pay A Dividend Of $0.31

We think Chemung Financial Corporation's (NASDAQ:CHMG) CEO May Struggle To See Much Of A Pay Rise This Year

May 29
We think Chemung Financial Corporation's (NASDAQ:CHMG) CEO May Struggle To See Much Of A Pay Rise This Year

Chemung Financial (NASDAQ:CHMG) Has Affirmed Its Dividend Of $0.31

Feb 25
Chemung Financial (NASDAQ:CHMG) Has Affirmed Its Dividend Of $0.31

Chemung Financial (NASDAQ:CHMG) Has Affirmed Its Dividend Of $0.31

Dec 13
Chemung Financial (NASDAQ:CHMG) Has Affirmed Its Dividend Of $0.31

Chemung Financial (NASDAQ:CHMG) Is Due To Pay A Dividend Of $0.31

Nov 19
Chemung Financial (NASDAQ:CHMG) Is Due To Pay A Dividend Of $0.31

Chemung Financial (NASDAQ:CHMG) Will Pay A Dividend Of $0.31

Sep 03
Chemung Financial (NASDAQ:CHMG) Will Pay A Dividend Of $0.31

Chemung Financial (NASDAQ:CHMG) Is Due To Pay A Dividend Of $0.31

Aug 20
Chemung Financial (NASDAQ:CHMG) Is Due To Pay A Dividend Of $0.31

Chemung Financial Corporation Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Jul 24
Chemung Financial Corporation Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Chemung Financial (NASDAQ:CHMG) Will Pay A Dividend Of $0.31

Jun 06
Chemung Financial (NASDAQ:CHMG) Will Pay A Dividend Of $0.31

Chemung Financial (NASDAQ:CHMG) Is Due To Pay A Dividend Of $0.31

May 23
Chemung Financial (NASDAQ:CHMG) Is Due To Pay A Dividend Of $0.31

Chemung Financial (NASDAQ:CHMG) Is Due To Pay A Dividend Of $0.31

Dec 09
Chemung Financial (NASDAQ:CHMG) Is Due To Pay A Dividend Of $0.31

Chemung Financial's (NASDAQ:CHMG) Dividend Will Be $0.31

Sep 07
Chemung Financial's (NASDAQ:CHMG) Dividend Will Be $0.31

Chemung Financial (NASDAQ:CHMG) Is Paying Out A Dividend Of $0.31

Aug 21
Chemung Financial (NASDAQ:CHMG) Is Paying Out A Dividend Of $0.31

Chemung Financial declares $0.31 dividend

Aug 17

Chemung Financial GAAP EPS of $1.72, revenue of $24.7M

Jul 21

Chemung Financial's (NASDAQ:CHMG) Dividend Will Be US$0.31

Jun 09
Chemung Financial's (NASDAQ:CHMG) Dividend Will Be US$0.31

Chemung Financial (NASDAQ:CHMG) Will Pay A Dividend Of US$0.31

May 22
Chemung Financial (NASDAQ:CHMG) Will Pay A Dividend Of US$0.31

Shareholders May Not Be So Generous With Chemung Financial Corporation's (NASDAQ:CHMG) CEO Compensation And Here's Why

Jun 02
Shareholders May Not Be So Generous With Chemung Financial Corporation's (NASDAQ:CHMG) CEO Compensation And Here's Why

Is It Worth Buying Chemung Financial Corporation (NASDAQ:CHMG) For Its 2.4% Dividend Yield?

Apr 29
Is It Worth Buying Chemung Financial Corporation (NASDAQ:CHMG) For Its 2.4% Dividend Yield?

Revenue & Expenses Breakdown

How Chemung Financial makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGS:CHMG Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 249322560
31 Mar 249625550
31 Dec 239625540
30 Sep 239929530
30 Jun 239727520
31 Mar 239829510
31 Dec 229629510
30 Sep 229428500
30 Jun 229328500
31 Mar 229127490
31 Dec 218926480
30 Sep 218925480
30 Jun 218724470
31 Mar 218523460
31 Dec 208019470
30 Sep 207818470
30 Jun 207314470
31 Mar 207214470
31 Dec 197516470
30 Sep 197517470
30 Jun 198122460
31 Mar 198020460
31 Dec 188020470
30 Sep 187412460
30 Jun 18708450
31 Mar 18709450
31 Dec 17687440
30 Sep 177213440
30 Jun 177112450
31 Mar 177010460
31 Dec 167110470
30 Sep 16719470
30 Jun 16709470
31 Mar 167010460
31 Dec 15709460
30 Sep 157512470
30 Jun 15749470
31 Mar 15738470
31 Dec 14728460
30 Sep 14655440
30 Jun 14648430
31 Mar 14638410
31 Dec 13619400

Quality Earnings: CHMG has high quality earnings.

Growing Profit Margin: CHMG's current net profit margins (23.1%) are lower than last year (28.8%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: CHMG's earnings have grown by 10.6% per year over the past 5 years.

Accelerating Growth: CHMG's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CHMG had negative earnings growth (-24.7%) over the past year, making it difficult to compare to the Banks industry average (-12.2%).


Return on Equity

High ROE: CHMG's Return on Equity (9.8%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies