CNB Financial Balance Sheet Health
Financial Health criteria checks 6/6
CNB Financial has total assets of $5.8B and total equity of $578.6M. Total deposits are $5.0B, and total loans are $4.4B. It earns a Net Interest Margin of 3.6%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $301.5M.
Key information
10x
Asset to equity ratio
3.6%
Net interest margin
Total deposits | US$5.04b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$301.45m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CCNE.P's Assets to Equity ratio (10x) is moderate.
Allowance for Bad Loans: CCNE.P has a sufficient allowance for bad loans (159%).
Low Risk Liabilities: 96% of CCNE.P's liabilities are made up of primarily low risk sources of funding.
Loan Level: CCNE.P has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: CCNE.P's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: CCNE.P has an appropriate level of bad loans (0.6%).