Coastal Financial Corporation

NasdaqGS:CCB Stock Report

Market Cap: US$1.3b

Coastal Financial Past Earnings Performance

Past criteria checks 2/6

Coastal Financial has been growing earnings at an average annual rate of 26.7%, while the Banks industry saw earnings growing at 6.9% annually. Revenues have been growing at an average rate of 39.2% per year. Coastal Financial's return on equity is 12.3%, and it has net margins of 14.4%.

Key information

26.7%

Earnings growth rate

24.2%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate39.2%
Return on equity12.3%
Net Margin14.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Coastal Financial: Outlook Of Earnings Surge Appears Priced In

Nov 20

Analysts Just Shaved Their Coastal Financial Corporation (NASDAQ:CCB) Forecasts Dramatically

Nov 01
Analysts Just Shaved Their Coastal Financial Corporation (NASDAQ:CCB) Forecasts Dramatically

Analysts Just Made A Neat Upgrade To Their Coastal Financial Corporation (NASDAQ:CCB) Forecasts

Nov 01
Analysts Just Made A Neat Upgrade To Their Coastal Financial Corporation (NASDAQ:CCB) Forecasts

Do Coastal Financial's (NASDAQ:CCB) Earnings Warrant Your Attention?

Oct 29
Do Coastal Financial's (NASDAQ:CCB) Earnings Warrant Your Attention?

Coastal Financial GAAP EPS, revenue up Y/Y, beats consensus

Jul 27

Here's Why I Think Coastal Financial (NASDAQ:CCB) Is An Interesting Stock

May 29
Here's Why I Think Coastal Financial (NASDAQ:CCB) Is An Interesting Stock

Coastal: Commercial Bank With BaaS Upside

Feb 10

Brokers Are Upgrading Their Views On Coastal Financial Corporation (NASDAQ:CCB) With These New Forecasts

Feb 03
Brokers Are Upgrading Their Views On Coastal Financial Corporation (NASDAQ:CCB) With These New Forecasts

Should You Be Adding Coastal Financial (NASDAQ:CCB) To Your Watchlist Today?

May 25
Should You Be Adding Coastal Financial (NASDAQ:CCB) To Your Watchlist Today?

Coastal Financial EPS beats by $0.11, beats on revenue

Apr 27

Revenue & Expenses Breakdown

How Coastal Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqGS:CCB Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24284411060
30 Jun 24272381060
31 Mar 24267391050
31 Dec 23262451010
30 Sep 2326149980
30 Jun 2325750910
31 Mar 2323947820
31 Dec 2221741740
30 Sep 2218535670
30 Jun 2214430600
31 Mar 2211627560
31 Dec 219827520
30 Sep 218424450
30 Jun 217422400
31 Mar 216518350
31 Dec 205715330
30 Sep 205314320
30 Jun 205114300
31 Mar 204913290
31 Dec 194813280
30 Sep 194613270
30 Jun 194412260
31 Mar 194111250
31 Dec 183810230
30 Sep 18367220
30 Jun 18346210
31 Mar 18336200
31 Dec 17325200
31 Dec 16285180
31 Dec 14222150

Quality Earnings: CCB has high quality earnings.

Growing Profit Margin: CCB's current net profit margins (14.4%) are lower than last year (18.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: CCB's earnings have grown significantly by 26.7% per year over the past 5 years.

Accelerating Growth: CCB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CCB had negative earnings growth (-16.1%) over the past year, making it difficult to compare to the Banks industry average (-11%).

Return on Equity

High ROE: CCB's Return on Equity (12.3%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/17 07:29
End of Day Share Price 2025/01/17 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Coastal Financial Corporation is covered by 6 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Brett RabatinHovde Group, LLC
Christopher McGrattyKeefe, Bruyette, & Woods
Timothy SwitzerKeefe, Bruyette, & Woods