Commerce Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Commerce Bancshares has total assets of $30.4B and total equity of $3.0B. Total deposits are $24.4B, and total loans are $17.1B. It earns a Net Interest Margin of 3.2%. It has sufficient allowance for bad loans, which are currently at 0.03% of total loans. Cash and short-term investments are $2.2B.
Key information
10.2x
Asset to equity ratio
3.2%
Net interest margin
| Total deposits | US$24.44b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.03% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$2.18b |
Recent financial health updates
No updates
Recent updates
Commerce Bancshares (NASDAQ:CBSH) Will Pay A Dividend Of $0.27
Apr 22
Commerce Bancshares: A Great Business But Not A Buy Yet
Apr 04Commerce Bancshares' (NASDAQ:CBSH) Dividend Will Be $0.27
Feb 27Commerce Bancshares (NASDAQ:CBSH) Will Pay A Dividend Of $0.27
Feb 08Commerce Bancshares, Inc. (NASDAQ:CBSH) Yearly Results: Here's What Analysts Are Forecasting For This Year
Jan 21Commerce Bancshares: Deterioration Continues
Jan 12Commerce Bancshares (NASDAQ:CBSH) Has Affirmed Its Dividend Of $0.27
Nov 03Commerce Bancshares (NASDAQ:CBSH) Is Due To Pay A Dividend Of $0.27
Aug 29Commerce Bancshares (NASDAQ:CBSH) Has Affirmed Its Dividend Of $0.27
Aug 03Commerce Bancshares (NASDAQ:CBSH) Will Pay A Larger Dividend Than Last Year At $0.27
May 28Commerce Bancshares' (NASDAQ:CBSH) Dividend Will Be Increased To $0.27
Feb 09Commerce Bancshares (NASDAQ:CBSH) Is Paying Out A Dividend Of $0.265
Nov 03Commerce Bancshares GAAP EPS of $1.02 misses by $0.01, revenue of $384.89M beats by $1.31M
Oct 18Commerce Bancshares (NASDAQ:CBSH) Has Announced A Dividend Of $0.265
Aug 25Commerce Bancshares: Topline Outlook Is Rosy But Stock Appears Overvalued
Aug 12Commerce Bancshares (NASDAQ:CBSH) Is Paying Out A Dividend Of $0.265
Aug 11Commerce Bancshares declares $0.265 dividend
Aug 05Commerce Bancshares (NASDAQ:CBSH) Has Re-Affirmed Its Dividend Of US$0.27
May 19Commerce Bancshares (NASDAQ:CBSH) Has Re-Affirmed Its Dividend Of US$0.27
Apr 24Commerce Bancshares: Higher Provisioning To Undermine Top-Line Growth
Apr 22Does Commerce Bancshares (NASDAQ:CBSH) Deserve A Spot On Your Watchlist?
Apr 02Commerce Bancshares' (NASDAQ:CBSH) Upcoming Dividend Will Be Larger Than Last Year's
Feb 10Valuation Still The Biggest Issue With Commerce Bancshares
Feb 02Commerce Bancshares: Partial Provisioning Normalization To Drag Earnings
Nov 19Commerce Bancshares (NASDAQ:CBSH) Has Announced A Dividend Of US$0.26
Nov 18Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CBSH's Assets to Equity ratio (10.2x) is moderate.
Allowance for Bad Loans: CBSH has a sufficient allowance for bad loans (2774%).
Low Risk Liabilities: 89% of CBSH's liabilities are made up of primarily low risk sources of funding.
Loan Level: CBSH has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: CBSH's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: CBSH has an appropriate level of bad loans (0%).