Capital Bancorp, Inc.

NasdaqGS:CBNK Stock Report

Market Cap: US$485.5m

Capital Bancorp Past Earnings Performance

Past criteria checks 2/6

Capital Bancorp has been growing earnings at an average annual rate of 12.7%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 10.7% per year. Capital Bancorp's return on equity is 11.6%, and it has net margins of 20.6%.

Key information

12.7%

Earnings growth rate

12.3%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate10.7%
Return on equity11.6%
Net Margin20.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Capital Bancorp (NASDAQ:CBNK) Has Announced That It Will Be Increasing Its Dividend To $0.10

Jul 26
Capital Bancorp (NASDAQ:CBNK) Has Announced That It Will Be Increasing Its Dividend To $0.10

Capital Bancorp (NASDAQ:CBNK) Has Announced A Dividend Of $0.06

May 06
Capital Bancorp (NASDAQ:CBNK) Has Announced A Dividend Of $0.06

Capital Bancorp (NASDAQ:CBNK) Is Due To Pay A Dividend Of $0.06

Oct 30
Capital Bancorp (NASDAQ:CBNK) Is Due To Pay A Dividend Of $0.06

Capital Bancorp GAAP EPS of $0.77 beats by $0.04, revenue of $43.79M beats by $1.24M

Oct 20

Capital Bank names new COO

Oct 11

Capital Bancorp goes ex-dividend tomorrow

Aug 04

Capital Bancorp GAAP EPS of $0.80 beats by $0.19, revenue of $43.76M beats by $0.51M

Jul 20

Capital Bancorp: Anticipated Decline In Mortgage Refinancing To Drag Earnings

Mar 25

Revenue & Expenses Breakdown

How Capital Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGS:CBNK Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2415832990
30 Jun 2415734980
31 Mar 2415633980
31 Dec 2315736960
30 Sep 2315736960
30 Jun 2315937960
31 Mar 2316241940
31 Dec 2216342940
30 Sep 2216743960
30 Jun 2216843960
31 Mar 2216741950
31 Dec 2116440930
30 Sep 2116139910
30 Jun 2115437860
31 Mar 2114032800
31 Dec 2012326730
30 Sep 2010821660
30 Jun 209617620
31 Mar 209117590
31 Dec 198917570
30 Sep 198315540
30 Jun 197714500
31 Mar 197313480
31 Dec 187213470
30 Sep 18699450
30 Jun 18689430
31 Mar 18658410
31 Dec 17617390
31 Dec 16599370
31 Dec 15477300

Quality Earnings: CBNK has high quality earnings.

Growing Profit Margin: CBNK's current net profit margins (20.6%) are lower than last year (22.8%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: CBNK's earnings have grown by 12.7% per year over the past 5 years.

Accelerating Growth: CBNK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CBNK had negative earnings growth (-9.4%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).


Return on Equity

High ROE: CBNK's Return on Equity (11.6%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 01:33
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Capital Bancorp, Inc. is covered by 8 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David BishopHovde Group, LLC
Daniel CardenasJanney Montgomery Scott LLC
Feddie StricklandJanney Montgomery Scott LLC