Capital Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Capital Bancorp has total assets of $2.6B and total equity of $280.1M. Total deposits are $2.2B, and total loans are $2.1B. It earns a Net Interest Margin of 6.6%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $156.7M.
Key information
9.1x
Asset to equity ratio
6.6%
Net interest margin
| Total deposits | US$2.19b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$156.70m |
Recent financial health updates
No updates
Recent updates
Capital Bancorp (NASDAQ:CBNK) Has Announced That It Will Be Increasing Its Dividend To $0.10
Jul 26
Capital Bancorp (NASDAQ:CBNK) Has Announced A Dividend Of $0.06
May 06Capital Bancorp (NASDAQ:CBNK) Is Due To Pay A Dividend Of $0.06
Oct 30Capital Bancorp GAAP EPS of $0.77 beats by $0.04, revenue of $43.79M beats by $1.24M
Oct 20Capital Bank names new COO
Oct 11Capital Bancorp goes ex-dividend tomorrow
Aug 04Capital Bancorp GAAP EPS of $0.80 beats by $0.19, revenue of $43.76M beats by $0.51M
Jul 20Capital Bancorp: Anticipated Decline In Mortgage Refinancing To Drag Earnings
Mar 25Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CBNK's Assets to Equity ratio (9.1x) is low.
Allowance for Bad Loans: CBNK has a sufficient allowance for bad loans (207%).
Low Risk Liabilities: 96% of CBNK's liabilities are made up of primarily low risk sources of funding.
Loan Level: CBNK has an appropriate level of Loans to Assets ratio (81%).
Low Risk Deposits: CBNK's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: CBNK has an appropriate level of bad loans (0.7%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 01:33 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Capital Bancorp, Inc. is covered by 8 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David Bishop | Hovde Group, LLC |
| Daniel Cardenas | Janney Montgomery Scott LLC |
| Feddie Strickland | Janney Montgomery Scott LLC |