Camden National Corporation

NasdaqGS:CAC Stock Report

Market Cap: US$859.7m

Camden National Past Earnings Performance

Past criteria checks 4/6

Camden National's earnings have been declining at an average annual rate of -4.3%, while the Banks industry saw earnings growing at 2.8% annually. Revenues have been growing at an average rate of 2.8% per year. Camden National's return on equity is 11.2%, and it has net margins of 32.3%.

Key information

-4.35%

Earnings growth rate

-6.37%

EPS growth rate

Banks Industry Growth11.18%
Revenue growth rate2.76%
Return on equity11.23%
Net Margin32.32%
Last Earnings Update31 Mar 2026

Recent past performance updates

Recent updates

Camden National (NASDAQ:CAC) Is Paying Out A Dividend Of $0.42

Jan 03
Camden National (NASDAQ:CAC) Is Paying Out A Dividend Of $0.42

Camden National (NASDAQ:CAC) Has Announced A Dividend Of $0.42

Dec 20
Camden National (NASDAQ:CAC) Has Announced A Dividend Of $0.42

Camden National's (NASDAQ:CAC) Dividend Will Be $0.42

Oct 04
Camden National's (NASDAQ:CAC) Dividend Will Be $0.42

Camden National (NASDAQ:CAC) Is Paying Out A Dividend Of $0.42

Jun 28
Camden National (NASDAQ:CAC) Is Paying Out A Dividend Of $0.42

Camden National Corporation: Modest, Undervalued, And Ready To Impress

Apr 24

Camden National (NASDAQ:CAC) Has Affirmed Its Dividend Of $0.42

Apr 14
Camden National (NASDAQ:CAC) Has Affirmed Its Dividend Of $0.42

Camden National: Anticipate Strong Growth For This Regional Bank

Mar 26

Camden National (NASDAQ:CAC) Is Paying Out A Dividend Of $0.42

Jan 06
Camden National (NASDAQ:CAC) Is Paying Out A Dividend Of $0.42

Camden National (NASDAQ:CAC) Has Affirmed Its Dividend Of $0.42

Dec 22
Camden National (NASDAQ:CAC) Has Affirmed Its Dividend Of $0.42

Camden National Corporation Beat Analyst Estimates: See What The Consensus Is Forecasting For Next Year

Nov 01
Camden National Corporation Beat Analyst Estimates: See What The Consensus Is Forecasting For Next Year

Camden National (NASDAQ:CAC) Will Pay A Dividend Of $0.42

Sep 30
Camden National (NASDAQ:CAC) Will Pay A Dividend Of $0.42
User avatar

Innovative Banking Strategies And Digital Transformation Propel Market Leadership And Financial Growth

Implementation of process automation and innovative solutions, along with significant investments in digital banking, will enhance customer service and operational efficiency.

Camden National (NASDAQ:CAC) Is Due To Pay A Dividend Of $0.42

Jul 12
Camden National (NASDAQ:CAC) Is Due To Pay A Dividend Of $0.42

Camden National's (NASDAQ:CAC) Dividend Will Be $0.42

Apr 03
Camden National's (NASDAQ:CAC) Dividend Will Be $0.42

Camden National (NASDAQ:CAC) Is Due To Pay A Dividend Of $0.42

Jan 05
Camden National (NASDAQ:CAC) Is Due To Pay A Dividend Of $0.42

Revenue & Expenses Breakdown

How Camden National makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqGS:CAC Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 26247801120
31 Dec 25233651130
30 Sep 25215571070
30 Jun 25198491020
31 Mar 2518447970
31 Dec 2417753900
30 Sep 2416947900
30 Jun 2416244880
31 Mar 2416344870
31 Dec 2316143860
30 Sep 2316950850
30 Jun 2317655860
31 Mar 2317957860
31 Dec 2218461870
30 Sep 2218562870
30 Jun 2218563870
31 Mar 2218866860
31 Dec 2119069840
30 Sep 2119271850
30 Jun 2119473830
31 Mar 2118266820
31 Dec 2017459810
30 Sep 2016956790
30 Jun 2016554780
31 Mar 2016856780
31 Dec 1916757760
30 Sep 1916456740
30 Jun 1916255740
31 Mar 1916054730
31 Dec 1815853730
30 Sep 1815636720
30 Jun 1815433710
31 Mar 1815331700
31 Dec 1715128690
30 Sep 1714942680
30 Jun 1714842680
31 Mar 1714741680
31 Dec 1614640670
30 Sep 1614331680
30 Jun 1613126630
31 Mar 1612224580
31 Dec 1511221540
30 Sep 1510325490
30 Jun 1510225480

Quality Earnings: CAC has high quality earnings.

Growing Profit Margin: CAC's current net profit margins (32.3%) are higher than last year (25.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: CAC's earnings have declined by 4.3% per year over the past 5 years.

Accelerating Growth: CAC's earnings growth over the past year (69.4%) exceeds its 5-year average (-4.3% per year).

Earnings vs Industry: CAC earnings growth over the past year (69.4%) exceeded the Banks industry 23%.

Return on Equity

High ROE: CAC's Return on Equity (11.2%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/29 08:08
End of Day Share Price 2026/04/28 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Camden National Corporation is covered by 6 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Daniel CardenasBrean Capital Historical (Janney Montgomery)
Damon DelMonteKeefe, Bruyette, & Woods
Matthew BreesePiper Sandler Companies