Broadway Financial Balance Sheet Health
Financial Health criteria checks 5/6
Broadway Financial has total assets of $1.2B and total equity of $277.5M. Total deposits are $646.1M, and total loans are $824.6M. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.02% of total loans. Cash and short-term investments are $10.7M.
Key information
4.4x
Asset to equity ratio
3.1%
Net interest margin
Total deposits | US$646.06m |
Loan to deposit ratio | High |
Bad loans | 0.02% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$10.74m |
Recent financial health updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BYFC's Assets to Equity ratio (4.4x) is low.
Allowance for Bad Loans: BYFC has a sufficient allowance for bad loans (3047%).
Low Risk Liabilities: 68% of BYFC's liabilities are made up of primarily low risk sources of funding.
Loan Level: BYFC has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: BYFC's Loans to Deposits ratio (128%) is high.
Level of Bad Loans: BYFC has an appropriate level of bad loans (0%).