Broadway Financial Balance Sheet Health
Financial Health criteria checks 5/6
Broadway Financial has total assets of $1.4B and total equity of $286.4M. Total deposits are $672.2M, and total loans are $966.8M. It earns a Net Interest Margin of 2.6%. It has sufficient allowance for bad loans, which are currently at 0.03% of total loans. Cash and short-term investments are $97.1M.
Key information
4.8x
Asset to equity ratio
2.6%
Net interest margin
| Total deposits | US$672.25m |
| Loan to deposit ratio | High |
| Bad loans | 0.03% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$97.08m |
Recent financial health updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BYFC's Assets to Equity ratio (4.8x) is low.
Allowance for Bad Loans: BYFC has a sufficient allowance for bad loans (2930%).
Low Risk Liabilities: 62% of BYFC's liabilities are made up of primarily low risk sources of funding.
Loan Level: BYFC has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: BYFC's Loans to Deposits ratio (144%) is high.
Level of Bad Loans: BYFC has an appropriate level of bad loans (0%).