Bogota Financial Corp.

NasdaqCM:BSBK Stock Report

Market Cap: US$115.5m

Bogota Financial Past Earnings Performance

Past criteria checks 2/6

Bogota Financial's earnings have been declining at an average annual rate of -44.5%, while the Banks industry saw earnings growing at 4% annually. Revenues have been declining at an average rate of 8.8% per year. Bogota Financial's return on equity is 1.8%, and it has net margins of 14.4%.

Key information

-44.49%

Earnings growth rate

-43.43%

EPS growth rate

Banks Industry Growth11.18%
Revenue growth rate-8.80%
Return on equity1.82%
Net Margin14.40%
Last Earnings Update30 Jun 2026

Recent past performance updates

Recent updates

Seeking Alpha • Oct 04

Bogota Financial gets approval to buy back up to ~556.6K shares

Bogota Financial (NASDAQ:BSBK) said it received regulatory approval to buy back up to ~556.6K common shares. The number of shares represent ~10% of Bogota's outstanding common stock (excluding shares held by Bogota Financial MHC), as previously approved by the board, the company said in an Oct. 4 press release. This is the company’s third stock repurchase program. The buyback is expected to begin after the company releases its results for the period ended Sept. 30. The program has no expiration date and may be suspended, terminated or modified at any time, the company noted.
Analysis Article • May 18

Is Now The Time To Put Bogota Financial (NASDAQ:BSBK) On Your Watchlist?

Some have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...
Analysis Article • Feb 19

How Much Are Bogota Financial Corp. (NASDAQ:BSBK) Insiders Spending On Buying Shares?

We've lost count of how many times insiders have accumulated shares in a company that goes on to improve markedly. The...
Analysis Article • Jan 15

Would Shareholders Who Purchased Bogota Financial's (NASDAQ:BSBK) Stock Year Be Happy With The Share price Today?

While it may not be enough for some shareholders, we think it is good to see the Bogota Financial Corp. ( NASDAQ:BSBK...

Revenue & Expenses Breakdown

How Bogota Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqCM:BSBK Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 26183140
31 Mar 26182140
31 Dec 25172140
30 Sep 25160140
30 Jun 25150140
31 Mar 2514-1130
31 Dec 2412-2130
30 Sep 2412-2140
30 Jun 2413-2140
31 Mar 2414-1140
31 Dec 23161140
30 Sep 23194130
30 Jun 23226130
31 Mar 23236130
31 Dec 22247130
30 Sep 22247130
30 Jun 22236130
31 Mar 22226130
31 Dec 21228120
30 Sep 21207110
30 Jun 21196100
31 Mar 2116690
31 Dec 2015280
30 Sep 2014280
30 Jun 2012270
31 Mar 2012170
31 Dec 1912280
30 Sep 1912280
30 Jun 1912380
31 Mar 1913380
31 Dec 1814470
31 Dec 1714470

Quality Earnings: BSBK has high quality earnings.

Growing Profit Margin: BSBK became profitable in the past.

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BSBK's earnings have declined by 44.5% per year over the past 5 years.

Accelerating Growth: BSBK has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: BSBK has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (23.3%).

Return on Equity

High ROE: BSBK's Return on Equity (1.8%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/09 09:49
End of Day Share Price 2026/09/09 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Bogota Financial Corp. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Nicholas CucharalePiper Sandler Companies