Popular Balance Sheet Health
Financial Health criteria checks 6/6
Popular has total assets of $73.0B and total equity of $5.6B. Total deposits are $64.9B, and total loans are $36.4B. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $452.5M.
Key information
13x
Asset to equity ratio
3.5%
Net interest margin
| Total deposits | US$64.88b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$452.47m |
Recent financial health updates
No updates
Recent updates
Popular Isn't Worthy Of An Upgrade Just Yet
Dec 26Popular (NASDAQ:BPOP) Has Announced That It Will Be Increasing Its Dividend To $0.70
Dec 02
Popular: Maintaining A Cautious Stance
Sep 30Popular Is At Risk Of Becoming Too Popular
May 28Popular: Downgrading To Hold, Top-Line Growth To Boost Earnings
Feb 28Popular enters into $231M accelerated share repurchase agreement
Aug 25Popular declares $0.55 dividend
Aug 17Evertec stock dips on secondary stock offering priced at $32.00
Aug 11Popular: Attractively Valued But Earnings Likely To Dip
Aug 04Popular Q2 2022 Earnings Preview
Jul 27Popular declares $0.1328 dividend on preferred stock
Jul 01Popular Inc. Is Attractively Valued And Situated In A Steadily Improving Local Environment
May 14Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BPOP's Assets to Equity ratio (13x) is moderate.
Allowance for Bad Loans: BPOP has a sufficient allowance for bad loans (213%).
Low Risk Liabilities: 96% of BPOP's liabilities are made up of primarily low risk sources of funding.
Loan Level: BPOP has an appropriate level of Loans to Assets ratio (50%).
Low Risk Deposits: BPOP's Loans to Deposits ratio (56%) is appropriate.
Level of Bad Loans: BPOP has an appropriate level of bad loans (0.9%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/02 09:07 |
| End of Day Share Price | 2025/01/31 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Popular, Inc. is covered by 18 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jared Shaw | Barclays |
| Brandon Berman | BofA Global Research |
| Joseph Gladue | B. Riley Securities, Inc. |