Stock Analysis

Bank of the James Financial Group Second Quarter 2025 Earnings: EPS: US$0.59 (vs US$0.47 in 2Q 2024)

NasdaqCM:BOTJ 1 Year Share Price vs Fair Value
NasdaqCM:BOTJ 1 Year Share Price vs Fair Value
Explore Bank of the James Financial Group's Fair Values from the Community and select yours
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Bank of the James Financial Group (NASDAQ:BOTJ) Second Quarter 2025 Results

Key Financial Results

  • Revenue: US$12.9m (up 13% from 2Q 2024).
  • Net income: US$2.70m (up 26% from 2Q 2024).
  • Profit margin: 21% (up from 19% in 2Q 2024). The increase in margin was driven by higher revenue.
  • EPS: US$0.59 (up from US$0.47 in 2Q 2024).
earnings-and-revenue-history
NasdaqCM:BOTJ Earnings and Revenue History August 18th 2025

All figures shown in the chart above are for the trailing 12 month (TTM) period

Bank of the James Financial Group shares are up 2.1% from a week ago.

Risk Analysis

You still need to take note of risks, for example - Bank of the James Financial Group has 1 warning sign we think you should be aware of.

Valuation is complex, but we're here to simplify it.

Discover if Bank of the James Financial Group might be undervalued or overvalued with our detailed analysis, featuring fair value estimates, potential risks, dividends, insider trades, and its financial condition.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

About NasdaqCM:BOTJ

Bank of the James Financial Group

Operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States.

Flawless balance sheet, good value and pays a dividend.

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