BOK Financial Past Earnings Performance
Past criteria checks 2/6
BOK Financial has been growing earnings at an average annual rate of 2.4%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 3.5% per year. BOK Financial's return on equity is 8.4%, and it has net margins of 23.2%.
Key information
2.4%
Earnings growth rate
4.3%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 3.5% |
| Return on equity | 8.4% |
| Net Margin | 23.2% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
BOK Financial: Earnings Recovery Ahead, But Stock Appears Fairly Valued
Sep 21BOK Financial: A Mediocre Opportunity
Jun 22BOK Financial: Earnings Outlook Seems Negative
Jan 29BOK Financial: Loan Growth Unlikely To Fully Compensate For A Plunge In Other Operating Income
Sep 17BOK Financial GAAP EPS of $1.96 beats by $0.53, revenue of $442.6M beats by $22.63M
Jul 27BOK Financial: Provision Normalization, Lower Fee Income To Drag Earnings
Jul 01Revenue & Expenses Breakdown
How BOK Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 2,005 | 466 | 1,214 | 0 |
| 30 Jun 24 | 1,983 | 460 | 1,196 | 0 |
| 31 Mar 24 | 1,949 | 448 | 1,193 | 0 |
| 31 Dec 23 | 2,016 | 526 | 1,172 | 0 |
| 30 Sep 23 | 2,055 | 612 | 1,153 | 0 |
| 30 Jun 23 | 2,054 | 634 | 1,125 | 0 |
| 31 Mar 23 | 1,983 | 616 | 1,082 | 0 |
| 31 Dec 22 | 1,825 | 516 | 1,052 | 0 |
| 30 Sep 22 | 1,741 | 466 | 1,028 | 0 |
| 30 Jun 22 | 1,783 | 497 | 1,026 | 0 |
| 31 Mar 22 | 1,848 | 531 | 1,034 | 0 |
| 31 Dec 21 | 1,974 | 614 | 1,037 | 0 |
| 30 Sep 21 | 2,025 | 651 | 1,034 | 0 |
| 30 Jun 21 | 1,993 | 617 | 1,033 | 0 |
| 31 Mar 21 | 1,863 | 515 | 1,036 | 0 |
| 31 Dec 20 | 1,728 | 432 | 1,020 | 0 |
| 30 Sep 20 | 1,655 | 389 | 1,011 | 0 |
| 30 Jun 20 | 1,607 | 377 | 995 | 0 |
| 31 Mar 20 | 1,684 | 450 | 982 | 0 |
| 31 Dec 19 | 1,764 | 498 | 1,003 | 0 |
| 30 Sep 19 | 1,747 | 496 | 1,002 | 0 |
| 30 Jun 19 | 1,698 | 470 | 978 | 0 |
| 31 Mar 19 | 1,640 | 447 | 950 | 0 |
| 31 Dec 18 | 1,594 | 442 | 903 | 0 |
| 30 Sep 18 | 1,571 | 406 | 884 | 0 |
| 30 Jun 18 | 1,561 | 374 | 890 | 0 |
| 31 Mar 18 | 1,553 | 348 | 900 | 0 |
| 31 Dec 17 | 1,544 | 331 | 902 | 0 |
| 30 Sep 17 | 1,491 | 309 | 882 | 0 |
| 30 Jun 17 | 1,462 | 297 | 870 | 0 |
| 31 Mar 17 | 1,423 | 275 | 861 | 0 |
| 31 Dec 16 | 1,356 | 230 | 864 | 0 |
| 30 Sep 16 | 1,330 | 239 | 837 | 0 |
| 30 Jun 16 | 1,299 | 240 | 818 | 0 |
| 31 Mar 16 | 1,299 | 253 | 804 | 0 |
| 31 Dec 15 | 1,328 | 285 | 795 | 0 |
| 30 Sep 15 | 1,338 | 290 | 792 | 0 |
| 30 Jun 15 | 1,335 | 291 | 790 | 0 |
| 31 Mar 15 | 1,319 | 287 | 780 | 0 |
| 31 Dec 14 | 1,287 | 289 | 754 | 0 |
| 30 Sep 14 | 1,288 | 298 | 747 | 0 |
| 30 Jun 14 | 1,276 | 298 | 728 | 0 |
| 31 Mar 14 | 1,276 | 302 | 728 | 0 |
| 31 Dec 13 | 1,323 | 313 | 750 | 0 |
Quality Earnings: BOKF has high quality earnings.
Growing Profit Margin: BOKF's current net profit margins (23.2%) are lower than last year (29.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BOKF's earnings have grown by 2.4% per year over the past 5 years.
Accelerating Growth: BOKF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BOKF had negative earnings growth (-23.9%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).
Return on Equity
High ROE: BOKF's Return on Equity (8.4%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 04:41 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
BOK Financial Corporation is covered by 23 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Peter Winter | BMO Capital Markets Equity Research |
| Phoebe Wang | BMO Capital Markets Equity Research |
| Peter Winter | BMO Capital Markets U.S. (Historical) |