American National Bankshares Balance Sheet Health
Financial Health criteria checks 6/6
American National Bankshares has total assets of $3.1B and total equity of $343.2M. Total deposits are $2.6B, and total loans are $2.3B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $66.7M.
Key information
9x
Asset to equity ratio
2.9%
Net interest margin
| Total deposits | US$2.61b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$66.72m |
Recent financial health updates
Recent updates
American National Bankshares' (NASDAQ:AMNB) Shareholders Will Receive A Bigger Dividend Than Last Year
Feb 26
American National Bankshares GAAP EPS of $0.87 beats by $0.05, revenue of $28.77M
Oct 20American National Bankshares declares $0.28 dividend
Jul 20American National Bankshares' (NASDAQ:AMNB) Dividend Will Be US$0.27
Jul 25Why We Think American National Bankshares Inc.'s (NASDAQ:AMNB) CEO Compensation Is Not Excessive At All
May 12Are You An Income Investor? Don't Miss Out On American National Bankshares Inc. (NASDAQ:AMNB)
Apr 28Why You Might Be Interested In American National Bankshares Inc. (NASDAQ:AMNB) For Its Upcoming Dividend
Feb 27You Have To Love American National Bankshares Inc.'s (NASDAQ:AMNB) Dividend
Jan 28
American National Bankshares announces buyback program
Jan 11How Does American National Bankshares' (NASDAQ:AMNB) CEO Pay Compare With Company Performance?
Dec 24Should You Buy American National Bankshares Inc. (NASDAQ:AMNB) For Its Upcoming Dividend?
Nov 28American National Bankshares declares $0.27 dividend
Nov 17Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: AMNB's Assets to Equity ratio (9x) is low.
Allowance for Bad Loans: AMNB has a sufficient allowance for bad loans (435%).
Low Risk Liabilities: 95% of AMNB's liabilities are made up of primarily low risk sources of funding.
Loan Level: AMNB has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: AMNB's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: AMNB has an appropriate level of bad loans (0.3%).