AFBI Stock Overview
Operates as the holding company for Affinity Bank that provides various banking products and services in Georgia. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
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Affinity Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$18.45 |
| 52 Week High | US$22.50 |
| 52 Week Low | US$16.65 |
| Beta | 0.38 |
| 1 Month Change | 5.43% |
| 3 Month Change | 1.65% |
| 1 Year Change | 9.17% |
| 3 Year Change | 25.77% |
| 5 Year Change | 169.34% |
| Change since IPO | 38.83% |
Recent News & Updates
Recent updates
Affinity Bancshares GAAP EPS of $0.27, revenue of $7.79M
Jul 27Affinity Bancshares: Worth Keeping An Eye On, But Not A Buy Right Now
Jan 17If You Like EPS Growth Then Check Out Affinity Bancshares (NASDAQ:AFBI) Before It's Too Late
Mar 22
Robin Reich Is The Independent Director of Affinity Bancshares, Inc. (NASDAQ:AFBI) And They Just Picked Up 769% More Shares
Jan 28
Affinity Bancshares'(NASDAQ:AFBI) Share Price Is Down 10% Over The Past Three Years.
Jan 27Shareholder Returns
| AFBI | US Banks | US Market | |
|---|---|---|---|
| 7D | 1.4% | 0.4% | -0.3% |
| 1Y | 9.2% | 15.2% | 8.1% |
Return vs Industry: AFBI underperformed the US Banks industry which returned 15.2% over the past year.
Return vs Market: AFBI exceeded the US Market which returned 8.1% over the past year.
Price Volatility
| AFBI volatility | |
|---|---|
| AFBI Average Weekly Movement | 4.0% |
| Banks Industry Average Movement | 4.7% |
| Market Average Movement | 8.0% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 4.2% |
Stable Share Price: AFBI has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: AFBI's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1928 | 90 | Ed Cooney | myaffinitybank.com |
Affinity Bancshares, Inc. operates as the holding company for Affinity Bank that provides various banking products and services in Georgia. The company’s deposit products include savings accounts, checking accounts, certificates of deposit, and individual retirement accounts, as well as Kasasa (rewards) deposit program for checking accounts with interest rates or cash-back rewards. It also provides commercial and residential real estate, commercial and industrial, residential mortgage, construction and land, and consumer loans, as well as balloon and adjustable-rate loans.
Affinity Bancshares, Inc. Fundamentals Summary
| AFBI fundamental statistics | |
|---|---|
| Market cap | US$117.17m |
| Earnings (TTM) | US$5.94m |
| Revenue (TTM) | US$31.04m |
19.7x
P/E Ratio1.0x
P/B RatioIs AFBI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| AFBI income statement (TTM) | |
|---|---|
| Revenue | US$31.04m |
| Cost of Revenue | US$0 |
| Gross Profit | US$31.04m |
| Other Expenses | US$25.11m |
| Earnings | US$5.94m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.93 |
| Gross Margin | 100.00% |
| Net Profit Margin | 19.13% |
| Debt/Equity Ratio | 44.2% |
How did AFBI perform over the long term?
See historical performance and comparisonDividends
32.5%
Current Dividend Yieldn/a
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/11 08:33 |
| End of Day Share Price | 2025/05/09 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Affinity Bancshares, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.