Jubilee Holdings (JHL) Stock Overview

An investment holding company, underwrites life and non-life insurance risks associated with death, disability, health, property, and liability. More details

JHL fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	4/6
Financial Health	5/6
Dividends	5/6

Rewards

Price-To-Earnings ratio (3.4x) is below the TZ market (12.8x)

Earnings grew by 95% over the past year

Pays a reliable dividend of 6%

Risk Analysis

Earnings have declined by 0.3% per year over past 5 years

Shares are highly illiquid

JHL Community Fair Values

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Jubilee Holdings Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Jubilee Holdings
Historical stock prices
Current Share Price	KSh4,600.00
52 Week High	KSh4,850.00
52 Week Low	KSh4,240.00
Beta	0.030
1 Month Change	-5.15%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	4.48%

Recent updates

Shareholder Returns

	JHL	TZ Insurance	TZ Market
7D	8.5%	0%	0%
1Y	n/a	0%	0%

Return vs Industry: Insufficient data to determine how JHL performed against the TZ Insurance industry.

Return vs Market: Insufficient data to determine how JHL performed against the TZ Market.

Price Volatility

Is JHL's price volatile compared to industry and market?
JHL volatility
JHL Average Weekly Movement	n/a
Insurance Industry Average Movement	0%
Market Average Movement	0%
10% most volatile stocks in TZ Market	0%
10% least volatile stocks in TZ Market	0%

Stable Share Price: JHL's share price has been volatile over the past 3 months compared to the TZ market.

Volatility Over Time: Insufficient data to determine JHL's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1937	721	Julius Kipng’etich	jubileeinsurance.com

Jubilee Holdings Limited, an investment holding company, underwrites life and non-life insurance risks associated with death, disability, health, property, and liability. It operates through two segments: Health Business and Life Business. The company offers life insurance; health insurance; property and casualty insurance; retirement products; medical insurance; individual life, group life, and investments products.

Jubilee Holdings Limited Fundamentals Summary

How do Jubilee Holdings's earnings and revenue compare to its market cap?
JHL fundamental statistics
Market cap	TSh330.00b
Earnings (TTM)	TSh96.99b
Revenue (TTM)	TSh618.40b

3.4x

P/E Ratio

0.5x

P/S Ratio

Is JHL overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
JHL income statement (TTM)
Revenue	KSh30.56b
Cost of Revenue	KSh22.91b
Gross Profit	KSh7.65b
Other Expenses	KSh2.86b
Earnings	KSh4.79b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	66.13
Gross Margin	25.04%
Net Profit Margin	15.68%
Debt/Equity Ratio	0%

How did JHL perform over the long term?

See historical performance and comparison

Dividends

6.0%

Current Dividend Yield

20%

Payout Ratio

Does JHL pay a reliable dividends?

See JHL dividend history and benchmarks

When do you need to buy JHL by to receive an upcoming dividend?
Jubilee Holdings dividend dates
Ex Dividend Date	May 29 2025
Dividend Pay Date	Jul 25 2025
Days until Ex dividend	33 days
Days until Dividend pay date	24 days

Does JHL pay a reliable dividends?

See JHL dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/06/30 04:12
End of Day Share Price	2025/06/30 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Jubilee Holdings Limited is covered by 4 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Victor Koech	AIB-AXYS Africa Limited
Muammar Ismaily	EFG-Hermes Research
Elizabeth Ndungu	NCBA Investment Bank Ltd.