JHL Stock Overview

An investment holding company, underwrites life and non-life insurance risks associated with death, disability, health, property, and liability. More details

JHL fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	2/6
Financial Health	3/6
Dividends	4/6

Rewards

Price-To-Earnings ratio (2.1x) is below the TZ market (7.6x)

Pays a reliable dividend of 7.14%

Risk Analysis

Shares are highly illiquid

Large one-off items impacting financial results

Does not have a meaningful market cap (TZS13B)

Latest financial reports are more than 6 months old

My Notes

Capture your thoughts, links and company narrative

Jubilee Holdings Limited Competitors

Atlantic Insurance Company

CSE:ATL

€95.0m

DFV Deutsche Familienversicherung

HMSE:DFV

€84.6m

Compagnie d'Assurances et de Réassurances ASTREE

BVMT:AST

د.ت288.0m

Swan General

MUSE:SWAN.N0000

MU₨3.4b

Price History & Performance

Summary of share price highs, lows and changes for Jubilee Holdings
Historical stock prices
Current Share Price	KSh3,040.00
52 Week High	KSh0
52 Week Low	KSh0
Beta	0.16
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-30.95%

Recent updates

Shareholder Returns

	JHL	TZ Insurance	TZ Market
7D	0%	0%	0%
1Y	n/a	0%	0%

Return vs Industry: Insufficient data to determine how JHL performed against the TZ Insurance industry.

Return vs Market: Insufficient data to determine how JHL performed against the TZ Market.

Price Volatility

Is JHL's price volatile compared to industry and market?
JHL volatility
JHL Average Weekly Movement	n/a
Insurance Industry Average Movement	0%
Market Average Movement	0%
10% most volatile stocks in TZ Market	0%
10% least volatile stocks in TZ Market	0%

Stable Share Price: JHL has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine JHL's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1937	867	Julius Kipng’etich	jubileeinsurance.com

Jubilee Holdings Limited, an investment holding company, underwrites life and non-life insurance risks associated with death, disability, health, property, and liability. The company offers general insurance products, such as engineering, fire, liability, marine, motor, personal accident, theft, workmen’s compensation and employer’s liability, and miscellaneous insurance products; medical insurance; retirement products; and individual life, group life, pension, and investments products. It also issues a portfolio of investment contracts to provide asset management solutions for savings and retirement needs.

Jubilee Holdings Limited Fundamentals Summary

How do Jubilee Holdings's earnings and revenue compare to its market cap?
JHL fundamental statistics
Market cap	TSh217.32b
Earnings (TTM)	TSh105.23b
Revenue (TTM)	TSh558.12b

2.1x

P/E Ratio

0.4x

P/S Ratio

Is JHL overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
JHL income statement (TTM)
Revenue	KSh33.88b
Cost of Revenue	KSh26.97b
Gross Profit	KSh6.91b
Other Expenses	KSh519.55m
Earnings	KSh6.39b

Last Reported Earnings

Dec 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)	88.13
Gross Margin	20.39%
Net Profit Margin	18.85%
Debt/Equity Ratio	2.6%

How did JHL perform over the long term?

See historical performance and comparison

Dividends

7.1%

Current Dividend Yield

10%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2023/11/14 02:47
End of Day Share Price	2023/08/17 00:00
Earnings	2022/12/31
Annual Earnings	2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Jubilee Holdings Limited is covered by 4 analysts. of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Victor Koech	AIB-AXYS Africa Limited
Muammar Ismaily	EFG-Hermes Research
Elizabeth Ndungu	NCBA Investment Bank Ltd.

Jubilee Holdings DAR:JHL Stock Report