Banque Attijari de Tunisie Société anonyme Past Earnings Performance
Past criteria checks 5/6
Banque Attijari de Tunisie Société anonyme has been growing earnings at an average annual rate of 7.4%, while the Banks industry saw earnings growing at 7.4% annually. Revenues have been growing at an average rate of 8% per year. Banque Attijari de Tunisie Société anonyme's return on equity is 20%, and it has net margins of 33%.
Key information
7.4%
Earnings growth rate
6.9%
EPS growth rate
| Banks Industry Growth | 2.4% |
| Revenue growth rate | 8.0% |
| Return on equity | 20.0% |
| Net Margin | 33.0% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Banque Attijari de Tunisie Société anonyme makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 685 | 226 | 253 | 0 |
| 31 Dec 22 | 628 | 196 | 233 | 0 |
| 31 Dec 21 | 575 | 166 | 228 | 0 |
| 31 Dec 20 | 515 | 140 | 184 | 0 |
| 31 Dec 19 | 513 | 177 | 171 | 0 |
| 31 Dec 18 | 452 | 152 | 162 | 0 |
| 31 Dec 17 | 386 | 133 | 149 | 0 |
| 31 Dec 16 | 344 | 105 | 137 | 0 |
| 31 Dec 15 | 321 | 96 | 127 | 0 |
| 31 Dec 14 | 265 | 74 | 114 | 0 |
| 31 Dec 13 | 244 | 78 | 103 | 0 |
Quality Earnings: TJARI has high quality earnings.
Growing Profit Margin: TJARI's current net profit margins (33%) are higher than last year (31.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: TJARI's earnings have grown by 7.4% per year over the past 5 years.
Accelerating Growth: TJARI's earnings growth over the past year (15.1%) exceeds its 5-year average (7.4% per year).
Earnings vs Industry: TJARI earnings growth over the past year (15.1%) exceeded the Banks industry 10.7%.
Return on Equity
High ROE: TJARI's Return on Equity (20%) is considered low.