Banque de Tunisie Société anonyme Past Earnings Performance
Past criteria checks 2/6
Banque de Tunisie Société anonyme has been growing earnings at an average annual rate of 10.1%, while the Banks industry saw earnings growing at 7.4% annually. Revenues have been growing at an average rate of 12.1% per year. Banque de Tunisie Société anonyme's return on equity is 15.3%, and it has net margins of 40.7%.
Key information
10.1%
Earnings growth rate
11.3%
EPS growth rate
| Banks Industry Growth | 2.4% |
| Revenue growth rate | 12.1% |
| Return on equity | 15.3% |
| Net Margin | 40.7% |
| Last Earnings Update | 30 Jun 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Banque de Tunisie Société anonyme makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 460 | 187 | 119 | 0 |
| 31 Mar 24 | 446 | 185 | 116 | 0 |
| 31 Dec 23 | 431 | 182 | 113 | 0 |
| 31 Dec 22 | 389 | 169 | 110 | 0 |
| 31 Dec 21 | 363 | 152 | 104 | 0 |
| 31 Dec 20 | 305 | 94 | 84 | 0 |
| 31 Dec 19 | 322 | 140 | 85 | 0 |
| 31 Dec 18 | 273 | 112 | 79 | 0 |
| 31 Dec 17 | 264 | 134 | 77 | 0 |
| 31 Dec 16 | 212 | 99 | 65 | 0 |
| 31 Dec 15 | 177 | 84 | 61 | 0 |
| 31 Dec 14 | 174 | 89 | 57 | 0 |
| 31 Dec 13 | 158 | 75 | 54 | 0 |
Quality Earnings: BT has high quality earnings.
Growing Profit Margin: BT's current net profit margins (40.7%) are lower than last year (42.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BT's earnings have grown by 10.1% per year over the past 5 years.
Accelerating Growth: BT's earnings growth over the past year (6.7%) is below its 5-year average (10.1% per year).
Earnings vs Industry: BT earnings growth over the past year (6.7%) did not outperform the Banks industry 10.7%.
Return on Equity
High ROE: BT's Return on Equity (15.3%) is considered low.