Charan Insurance (SET:CHARAN-R) - Stock Price, News & Analysis

CHARAN-R Stock Overview

Charan Insurance Public Company Limited provides non-life insurance products in Thailand.

CHARAN-R fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	0/6
Past Performance	2/6
Financial Health	5/6
Dividends	3/6

Rewards

Trading at 48.2% below our estimate of its fair value

Risk Analysis

Does not have a meaningful market cap (THB277M)

Unstable dividend track record

Profit margins (8.6%) are lower than last year (14.5%)

Charan Insurance Public Company Limited Competitors

Bangkok Union Insurance

SET:BUI

฿726.0m

Navakij Insurance

SET:NKI

฿1.0b

Thaivivat Holdings

SET:TVH

฿2.5b

Indara Insurance

SET:INSURE

฿1.1b

Price History & Performance

Summary of all time highs, changes and price drops for Charan Insurance
Historical stock prices
Current Share Price	฿23.10
52 Week High	฿35.00
52 Week Low	฿17.50
Beta	0.32
1 Month Change	-3.35%
3 Month Change	-3.35%
1 Year Change	-27.24%
3 Year Change	-40.00%
5 Year Change	-27.81%
Change since IPO	52.73%

Recent updates

Shareholder Returns

	CHARAN-R	TH Insurance	TH Market
7D	-3.8%	-1.2%	-0.4%
1Y	-27.2%	-23.4%	-12.0%

Return vs Industry: CHARAN-R underperformed the TH Insurance industry which returned -23.4% over the past year.

Return vs Market: CHARAN-R underperformed the TH Market which returned -12% over the past year.

Price Volatility

Is CHARAN-R's price volatile compared to industry and market?
CHARAN-R volatility
CHARAN-R Average Weekly Movement	2.6%
Insurance Industry Average Movement	3.7%
Market Average Movement	4.2%
10% most volatile stocks in TH Market	9.1%
10% least volatile stocks in TH Market	2.2%

Stable Share Price: CHARAN-R has not had significant price volatility in the past 3 months.

Volatility Over Time: CHARAN-R's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1949	n/a	Sukich Charanvas	charaninsurance.co.th

Charan Insurance Public Company Limited provides non-life insurance products in Thailand. It offers fire, marine and transport, motor, personal accident, and miscellaneous insurance products. Charan Insurance Public Company Limited was founded in 1949 and is headquartered in Bangkok, Thailand.

Charan Insurance Public Company Limited Fundamentals Summary

How do Charan Insurance's earnings and revenue compare to its market cap?
CHARAN-R fundamental statistics
Market cap	฿277.20m
Earnings (TTM)	฿26.97m
Revenue (TTM)	฿311.84m

10.3x

P/E Ratio

0.9x

P/S Ratio

Is CHARAN-R overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CHARAN-R income statement (TTM)
Revenue	฿311.84m
Cost of Revenue	฿236.29m
Gross Profit	฿75.56m
Other Expenses	฿48.58m
Earnings	฿26.97m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)	2.25
Gross Margin	24.23%
Net Profit Margin	8.65%
Debt/Equity Ratio	0%

How did CHARAN-R perform over the long term?

See historical performance and comparison

Dividends

5.4%

Current Dividend Yield

56%

Payout Ratio

Does CHARAN-R pay a reliable dividends?

See CHARAN-R dividend history and benchmarks

When do you need to buy CHARAN-R by to receive an upcoming dividend?
Charan Insurance dividend dates
Ex Dividend Date	May 10 2024
Dividend Pay Date	May 23 2024
Days until Ex dividend	14 days
Days until Dividend pay date	27 days