THANI-R Stock Overview

Together with its subsidiary, provides hire-purchase and leasing services in Thailand. More details

THANI-R fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	3/6
Past Performance	1/6
Financial Health	4/6
Dividends	4/6

Rewards

Earnings are forecast to grow 15.38% per year

Risk Analysis

Unstable dividend track record

Has a high level of debt

Volatile share price over the past 3 months compared to the TH market

Community vs My Fair Value

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Ratchthani Leasing Public Company Limited Competitors

Saksiam Leasing

SET:SAK

฿8.3b

Bangkok Commercial Asset Management

SET:BAM

฿19.2b

Srisawad Capital 1969

SET:SCAP

฿9.9b

Asia Sermkij Leasing

SET:ASK

฿3.7b

Price History & Performance

Summary of share price highs, lows and changes for Ratchthani Leasing
Historical stock prices
Current Share Price	฿1.63
52 Week High	฿2.50
52 Week Low	฿1.15
Beta	0.20
1 Month Change	5.16%
3 Month Change	31.45%
1 Year Change	-31.51%
3 Year Change	-56.27%
5 Year Change	-48.18%
Change since IPO	-46.14%

Recent updates

Shareholder Returns

	THANI-R	TH Consumer Finance	TH Market
7D	11.6%	-2.5%	1.0%
1Y	-31.5%	-22.3%	-14.4%

Return vs Industry: THANI-R underperformed the TH Consumer Finance industry which returned -22.3% over the past year.

Return vs Market: THANI-R underperformed the TH Market which returned -14.4% over the past year.

Price Volatility

Is THANI-R's price volatile compared to industry and market?
THANI-R volatility
THANI-R Average Weekly Movement	10.9%
Consumer Finance Industry Average Movement	8.1%
Market Average Movement	5.9%
10% most volatile stocks in TH Market	11.4%
10% least volatile stocks in TH Market	2.9%

Stable Share Price: THANI-R's share price has been volatile over the past 3 months compared to the TH market.

Volatility Over Time: THANI-R's weekly volatility (11%) has been stable over the past year, but is still higher than 75% of TH stocks.

About the Company

Founded	Employees	CEO	Website
1988	n/a	Kovit Rongwattanasophon	www.ratchthani.com

Ratchthani Leasing Public Company Limited, together with its subsidiary, provides hire-purchase and leasing services in Thailand. The company offers hire purchase loans for new and used cars; refinance and car title loans; financial lease; and loans to car dealership. It also provides auto and property insurance products, as well as annual tax registration, auctions, and truck to you services.

Ratchthani Leasing Public Company Limited Fundamentals Summary

How do Ratchthani Leasing's earnings and revenue compare to its market cap?
THANI-R fundamental statistics
Market cap	฿10.15b
Earnings (TTM)	฿710.62m
Revenue (TTM)	฿1.76b

14.3x

P/E Ratio

5.8x

P/S Ratio

Is THANI-R overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
THANI-R income statement (TTM)
Revenue	฿1.76b
Cost of Revenue	฿0
Gross Profit	฿1.76b
Other Expenses	฿1.05b
Earnings	฿710.62m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	0.11
Gross Margin	100.00%
Net Profit Margin	40.31%
Debt/Equity Ratio	243.9%

How did THANI-R perform over the long term?

See historical performance and comparison

Dividends

4.3%

Current Dividend Yield

61%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/10 01:19
End of Day Share Price	2025/05/09 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Ratchthani Leasing Public Company Limited is covered by 10 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Kitichan Sirisukarcha	CGS International
Jitra Amornthum	FSS International Advisory
Chayaporn Tocharoen	Krungsri Securities Public Company Limited