How does SAK-R's PE Ratio compare to its peers?

SAK-R is good value based on its Price-To-Earnings Ratio (12x) compared to the peer average (29.2x).

How does SAK-R's PE Ratio compare vs other companies in the Asian Consumer Finance Industry?

SAK-R is good value based on its Price-To-Earnings Ratio (12x) compared to the Asian Consumer Finance industry average (15.2x).

What is SAK-R's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

SAK-R is good value based on its Price-To-Earnings Ratio (12x) compared to the estimated Fair Price-To-Earnings Ratio (13.7x).

What is the Fair Price of SAK-R when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

SAK-R (THB4.68) is trading above our estimate of [[fair value]] (THB4.52)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

SAK-R Stock Overview

Provides financial services in Thailand. More details

SAK-R fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	2/6
Past Performance	3/6
Financial Health	2/6
Dividends	2/6

Rewards

Price-To-Earnings ratio (12x) is below the TH market (13.8x)

Earnings are forecast to grow 14.38% per year

Earnings grew by 9% over the past year

Trading at good value compared to peers and industry

Risk Analysis

Debt is not well covered by operating cash flow

Dividend of 3.21% is not well covered by free cash flows

Volatile share price over the past 3 months compared to the TH market

My Notes

Capture your thoughts, links and company narrative

Saksiam Leasing Public Company Limited Competitors

Srisawad Capital 1969

SET:SCAP

฿9.9b

SG Capital

SET:SGC

฿7.0b

Ratchthani Leasing

SET:THANI

฿9.8b

Heng Leasing and Capital

SET:HENG

฿4.1b

Price History & Performance

Summary of share price highs, lows and changes for Saksiam Leasing
Historical stock prices
Current Share Price	฿4.68
52 Week High	฿5.90
52 Week Low	฿3.96
Beta	0.029
1 Month Change	-14.91%
3 Month Change	-16.43%
1 Year Change	10.90%
3 Year Change	-52.00%
5 Year Change	n/a
Change since IPO	-42.93%

Recent updates

Shareholder Returns

	SAK-R	TH Consumer Finance	TH Market
7D	-6.4%	-5.6%	-4.7%
1Y	10.9%	-14.3%	-3.4%

Return vs Industry: SAK-R exceeded the TH Consumer Finance industry which returned -14.7% over the past year.

Return vs Market: SAK-R exceeded the TH Market which returned -2.5% over the past year.

Price Volatility

Is SAK-R's price volatile compared to industry and market?
SAK-R volatility
SAK-R Average Weekly Movement	7.1%
Consumer Finance Industry Average Movement	5.7%
Market Average Movement	4.3%
10% most volatile stocks in TH Market	8.9%
10% least volatile stocks in TH Market	2.1%

Stable Share Price: SAK-R's share price has been volatile over the past 3 months compared to the TH market.

Volatility Over Time: SAK-R's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of TH stocks.

About the Company

Founded	Employees	CEO	Website
1995	n/a	Phoonsak Boonsalee	www.saksiam.com

Saksiam Leasing Public Company Limited provides financial services in Thailand. It operates through Hire-purchase and Personal Loan, Non-life Insurance Broker, and Agriculture Drone segments. The company offers personal and secured loans; nano finance under supervision; and hire purchase loans.

Saksiam Leasing Public Company Limited Fundamentals Summary

How do Saksiam Leasing's earnings and revenue compare to its market cap?
SAK-R fundamental statistics
Market cap	฿9.81b
Earnings (TTM)	฿818.55m
Revenue (TTM)	฿2.46b

12.0x

P/E Ratio

4.0x

P/S Ratio

Is SAK-R overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SAK-R income statement (TTM)
Revenue	฿2.46b
Cost of Revenue	฿20.59m
Gross Profit	฿2.44b
Other Expenses	฿1.62b
Earnings	฿818.55m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.39
Gross Margin	99.16%
Net Profit Margin	33.27%
Debt/Equity Ratio	136.4%

How did SAK-R perform over the long term?

See historical performance and comparison

Dividends

3.2%

Current Dividend Yield

39%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/20 12:33
End of Day Share Price	2024/12/20 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Saksiam Leasing Public Company Limited is covered by 6 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Rawisara Suwanumphai	FSS International Advisory
Usanee Liurut	FSS International Advisory
Jesada Techahusdin	Maybank Research Pte. Ltd.

Saksiam Leasing SET:SAK-R Stock Report