SCB X Balance Sheet Health
Financial Health criteria checks 5/6
SCB X has total assets of THB3,407.1B and total equity of THB495.2B. Total deposits are THB2,410.6B, and total loans are THB2,323.4B. It earns a Net Interest Margin of 3.7%. It has sufficient allowance for bad loans, which are currently at 4% of total loans. Cash and short-term investments are THB559.0B.
Key information
6.9x
Asset to equity ratio
3.7%
Net interest margin
Total deposits | ฿2.41t |
Loan to deposit ratio | Appropriate |
Bad loans | 4.0% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | ฿558.97b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SCB-F's Assets to Equity ratio (6.9x) is low.
Allowance for Bad Loans: SCB-F has a sufficient allowance for bad loans (153%).
Low Risk Liabilities: 83% of SCB-F's liabilities are made up of primarily low risk sources of funding.
Loan Level: SCB-F has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: SCB-F's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: SCB-F has a high level of bad loans (4%).