SCB-F logo

SCB X THAMSE:SCB-F Stock Report

Last Price

฿123.50

Market Cap

฿419.2b

7D

1.6%

1Y

9.3%

Updated

12 Mar, 2025

Data

Company Financials +

SCB X Public Company Limited

THAMSE:SCB-F Stock Report

Market Cap: ฿419.2b

SCB-F Stock Overview

Engages banking, consumer and digital finance, and platform and technology businesses in Thailand and internationally. More details

SCB-F fundamental analysis
Snowflake Score
Valuation1/6
Future Growth2/6
Past Performance2/6
Financial Health5/6
Dividends5/6

Rewards

Trading at 19.8% below our estimate of its fair value

Earnings are forecast to grow 4.49% per year

Earnings have grown 6% per year over the past 5 years

Risk Analysis

Unstable dividend track record


Community vs My Fair Value

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SCB X Public Company Limited Competitors

Kasikornbank

SET:KBANK

฿357.8b

Krung Thai Bank

SET:KTB

฿321.4b

Bangkok Bank

SET:BBL

฿279.6b

TMBThanachart Bank

SET:TTB

฿185.9b

Price History & Performance

Summary of share price highs, lows and changes for SCB X
Historical stock prices
Current Share Price฿123.50
52 Week High฿160.00
52 Week Low฿100.50
Beta0.51
1 Month Change-1.20%
3 Month Change4.66%
1 Year Change9.29%
3 Year Change4.66%
5 Year Change22.28%
Change since IPO-14.24%

Recent News & Updates

Recent updates

Shareholder Returns

SCB-FTH BanksTH Market
7D1.6%0.6%0.8%
1Y9.3%10.5%-15.2%

Return vs Industry: SCB-F underperformed the TH Banks industry which returned 10.5% over the past year.

Return vs Market: SCB-F exceeded the TH Market which returned -15.2% over the past year.

Price Volatility

Is SCB-F's price volatile compared to industry and market?
SCB-F volatility
SCB-F Average Weekly Movement2.5%
Banks Industry Average Movement2.8%
Market Average Movement5.2%
10% most volatile stocks in TH Market10.1%
10% least volatile stocks in TH Market2.3%

Stable Share Price: SCB-F has not had significant price volatility in the past 3 months compared to the TH market.

Volatility Over Time: SCB-F's weekly volatility has decreased from 14% to 3% over the past year.

About the Company

FoundedEmployeesCEOWebsite
1906n/aArthid Nanthawithayawww.scbx.com

SCB X Public Company Limited, together with its subsidiaries, engages banking, consumer and digital finance, and platform and technology businesses in Thailand and internationally. The company offers a portfolio consisting GEN 1, a banking business, including Siam Commercial Bank and associated financial management and insurance services; GEN 2, a consumer and digital finance business, which includes CardX, a credit and personal loans, AutoX, a vehicle title loans, MONIX, a digital lending through the FINNIX app, ABACUS digital, a digital lending through Money Thunder app, and Alpha X, a luxury financing services; and GEN 3, a platform and technology business, comprising InnovestX, an integrated investing platform, SCB 10X, a technology investment, Token X, an ICO Portal, and Point X, a point redemption service. In addition, the company provides hire purchase, leasing and refinancing business for cars, motorcycles, and watercrafts; title loans; credit card, personal loan for non-banks, nano finance for non-banks, debt collection, and life and non-life insurance; Data & AI partner; AI-powered digital lending platform; commercial banking business; Venture Capital and Venture Builder which invests and incubate tech ventures related to Blockchain, Digital Assets, the Metaverse, Web 3.0, and DeepTech; Data analytics business, end-to-end, automated lending provider; Securities business including fund management and investment services covering various assets such as Thai stocks, foreign stocks, mutual funds, bonds, and digital assets; and consulting services for digital technology development and solutions; asset fractionalization and TKX enterprise solutions.

SCB X Public Company Limited Fundamentals Summary

How do SCB X's earnings and revenue compare to its market cap?
SCB-F fundamental statistics
Market cap฿419.20b
Earnings (TTM)฿43.94b
Revenue (TTM)฿129.78b

9.5x

P/E Ratio

0.9x

P/B Ratio

Is SCB-F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SCB-F income statement (TTM)
Revenue฿129.78b
Cost of Revenue฿0
Gross Profit฿129.78b
Other Expenses฿85.84b
Earnings฿43.94b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)13.05
Gross Margin100.00%
Net Profit Margin33.86%
Debt/Equity Ratio30.9%

How did SCB-F perform over the long term?

See historical performance and comparison

Dividends

8.4%

Current Dividend Yield

80%

Payout Ratio

Does SCB-F pay a reliable dividends?

See SCB-F dividend history and benchmarks
When do you need to buy SCB-F by to receive an upcoming dividend?
SCB X dividend dates
Ex Dividend DateApr 16 2025
Dividend Pay DateMay 02 2025
Days until Ex dividend34 days
Days until Dividend pay date50 days

Does SCB-F pay a reliable dividends?

See SCB-F dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/03/12 03:26
End of Day Share Price 2025/03/11 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

SCB X Public Company Limited is covered by 49 analysts. 21 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Usanee LiurutAsia Plus Securities Company Limited
Wannapa AsavatevavithBNP Paribas Securities (Asia)
Bay TuntisrisukBofA Global Research