LH Financial Group Public Company Limited

SET:LHFG Stock Report

Market Cap: ฿15.9b

LH Financial Group Past Earnings Performance

Past criteria checks 1/6

LH Financial Group's earnings have been declining at an average annual rate of -12.9%, while the Banks industry saw earnings growing at 5.2% annually. Revenues have been declining at an average rate of 0.1% per year. LH Financial Group's return on equity is 4.7%, and it has net margins of 28%.

Key information

-12.9%

Earnings growth rate

-13.0%

EPS growth rate

Banks Industry Growth2.7%
Revenue growth rate-0.1%
Return on equity4.7%
Net Margin28.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How LH Financial Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

SET:LHFG Revenue, expenses and earnings (THB Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 246,5191,8223,3720
30 Jun 246,4201,7853,3480
31 Mar 246,3791,8263,2920
31 Dec 236,5672,0963,2410
30 Sep 236,4172,0893,1850
30 Jun 236,2222,0363,1050
31 Mar 235,7141,7373,0160
31 Dec 225,4201,5792,9720
30 Sep 224,4468612,9150
30 Jun 224,6071,0912,8050
31 Mar 224,8201,3352,7170
31 Dec 214,8001,3842,6430
30 Sep 215,5211,9612,6640
30 Jun 215,2001,7652,5860
31 Mar 215,1271,7892,5250
31 Dec 205,4442,0572,4640
30 Sep 206,1742,7322,3530
30 Jun 206,5042,9762,3920
31 Mar 206,8723,2372,4500
31 Dec 196,8113,2152,4930
30 Sep 196,5743,0862,4470
30 Jun 196,5313,0982,4120
31 Mar 196,5543,1442,3620
31 Dec 186,4903,1082,3240
30 Sep 186,4603,0862,2940
30 Jun 186,3382,9782,2870
31 Mar 186,1032,7882,2860
31 Dec 175,8762,6032,2730
30 Sep 175,7432,4982,2520
30 Jun 175,7692,5262,2360
31 Mar 175,9912,7122,2070
31 Dec 165,9422,6962,1580
30 Sep 165,7202,5332,1470
30 Jun 165,3502,2772,0940
31 Mar 164,8071,8952,0230
31 Dec 154,4541,6521,9860
30 Sep 154,1661,4931,9040
30 Jun 153,9881,4171,8370
31 Mar 153,7621,3031,7730
31 Dec 143,5371,2011,6860
30 Sep 143,3181,1231,5970
30 Jun 142,9889231,5220
31 Mar 142,8919101,4410
31 Dec 132,7898931,3720

Quality Earnings: LHFG has high quality earnings.

Growing Profit Margin: LHFG's current net profit margins (28%) are lower than last year (32.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: LHFG's earnings have declined by 12.9% per year over the past 5 years.

Accelerating Growth: LHFG's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: LHFG had negative earnings growth (-12.8%) over the past year, making it difficult to compare to the Banks industry average (0.6%).

Return on Equity

High ROE: LHFG's Return on Equity (4.7%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 11:30
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

LH Financial Group Public Company Limited is covered by 7 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Suwat BumrungchatudomBualuang Securities PCL
Sugittra KongkhajornkidsukDBS Vickers Research
Sunanta VasapinyokulFinansia Syrus Securities Public Company Limited