LH Financial Group Balance Sheet Health
Financial Health criteria checks 5/6
LH Financial Group has total assets of THB319.4B and total equity of THB38.5B. Total deposits are THB248.1B, and total loans are THB231.8B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 2.7% of total loans. Cash and short-term investments are THB2.7B.
Key information
8.3x
Asset to equity ratio
2.9%
Net interest margin
| Total deposits | ฿248.11b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | ฿2.68b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: LHFG-R's Assets to Equity ratio (8.3x) is low.
Allowance for Bad Loans: LHFG-R has a sufficient allowance for bad loans (213%).
Low Risk Liabilities: 88% of LHFG-R's liabilities are made up of primarily low risk sources of funding.
Loan Level: LHFG-R has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: LHFG-R's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: LHFG-R has a high level of bad loans (2.7%).