Thai Credit Bank Balance Sheet Health
Financial Health criteria checks 5/6
Thai Credit Bank has total assets of THB174.2B and total equity of THB19.8B. Total deposits are THB125.8B, and total loans are THB143.6B. It earns a Net Interest Margin of 8.4%. It has sufficient allowance for bad loans, which are currently at 4.2% of total loans. Cash and short-term investments are THB17.8B.
Key information
8.8x
Asset to equity ratio
8.4%
Net interest margin
Total deposits | ฿125.76b |
Loan to deposit ratio | Appropriate |
Bad loans | 4.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | ฿17.81b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CREDIT's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: CREDIT has a sufficient allowance for bad loans (161%).
Low Risk Liabilities: 81% of CREDIT's liabilities are made up of primarily low risk sources of funding.
Loan Level: CREDIT has an appropriate level of Loans to Assets ratio (82%).
Low Risk Deposits: CREDIT's Loans to Deposits ratio (114%) is appropriate.
Level of Bad Loans: CREDIT has a high level of bad loans (4.2%).