Thai Credit Bank Balance Sheet Health
Financial Health criteria checks 5/6
Thai Credit Bank has total assets of THB175.1B and total equity of THB21.9B. Total deposits are THB125.7B, and total loans are THB154.1B. It earns a Net Interest Margin of 8.4%. It has sufficient allowance for bad loans, which are currently at 4.5% of total loans. Cash and short-term investments are THB13.7B.
Key information
8x
Asset to equity ratio
8.4%
Net interest margin
| Total deposits | ฿125.69b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | ฿13.67b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CREDIT's Assets to Equity ratio (8x) is low.
Allowance for Bad Loans: CREDIT has a sufficient allowance for bad loans (147%).
Low Risk Liabilities: 82% of CREDIT's liabilities are made up of primarily low risk sources of funding.
Loan Level: CREDIT has an appropriate level of Loans to Assets ratio (88%).
Low Risk Deposits: CREDIT's Loans to Deposits ratio (123%) is appropriate.
Level of Bad Loans: CREDIT has a high level of bad loans (4.5%).