Bank of Ayudhya Balance Sheet Health
Financial Health criteria checks 5/6
Bank of Ayudhya has total assets of THB2,721.1B and total equity of THB388.8B. Total deposits are THB1,899.6B, and total loans are THB1,837.2B.
Key information
7x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ฿1.90t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.0% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | ฿70.17b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BAY's Assets to Equity ratio (7x) is low.
Allowance for Bad Loans: BAY has a sufficient allowance for bad loans (113%).
Low Risk Liabilities: 81% of BAY's liabilities are made up of primarily low risk sources of funding.
Loan Level: BAY has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: BAY's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: BAY has a high level of bad loans (4%).