Pozavarovalnica Sava, d.d.

LJSE:POSR Stock Report

Market Cap: €616.8m

Pozavarovalnica Sava d.d Past Earnings Performance

Past criteria checks 5/6

Pozavarovalnica Sava d.d has been growing earnings at an average annual rate of 6.9%, while the Insurance industry saw earnings growing at 6.4% annually. Revenues have been growing at an average rate of 5.6% per year. Pozavarovalnica Sava d.d's return on equity is 14.5%, and it has net margins of 9.7%.

Key information

6.9%

Earnings growth rate

6.9%

EPS growth rate

Insurance Industry Growth7.6%
Revenue growth rate5.6%
Return on equity14.5%
Net Margin9.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Should You Be Adding Pozavarovalnica Sava d.d (LJSE:POSR) To Your Watchlist Today?

Apr 07
Should You Be Adding Pozavarovalnica Sava d.d (LJSE:POSR) To Your Watchlist Today?

Here's What Pozavarovalnica Sava, d.d.'s (LJSE:POSR) Shareholder Ownership Structure Looks Like

Mar 08
Here's What Pozavarovalnica Sava, d.d.'s (LJSE:POSR) Shareholder Ownership Structure Looks Like

Shareholders Of Pozavarovalnica Sava d.d (LJSE:POSR) Must Be Happy With Their 115% Total Return

Feb 09
Shareholders Of Pozavarovalnica Sava d.d (LJSE:POSR) Must Be Happy With Their 115% Total Return

With EPS Growth And More, Pozavarovalnica Sava d.d (LJSE:POSR) Is Interesting

Dec 24
With EPS Growth And More, Pozavarovalnica Sava d.d (LJSE:POSR) Is Interesting

Here's What Pozavarovalnica Sava, d.d.'s (LJSE:POSR) Shareholder Ownership Structure Looks Like

Dec 02
Here's What Pozavarovalnica Sava, d.d.'s (LJSE:POSR) Shareholder Ownership Structure Looks Like

Revenue & Expenses Breakdown

How Pozavarovalnica Sava d.d makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

LJSE:POSR Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24927902190
30 Jun 24796692210
31 Mar 24769742250
31 Dec 23733642190
30 Sep 238557000
30 Jun 23689762050
31 Mar 237398000
31 Dec 22627471920
30 Sep 226994700
30 Jun 227064400
31 Mar 227476900
31 Dec 218317600
30 Sep 218016600
30 Jun 217916800
31 Mar 217626900
31 Dec 206845600
30 Sep 206426000
30 Jun 206196000
31 Mar 205924900
31 Dec 196105000
30 Sep 195765100
30 Jun 195645100
31 Mar 195614900
31 Dec 185374300
30 Sep 185533900
30 Jun 185382800
31 Mar 185172600
31 Dec 175233100
30 Sep 175143100
30 Jun 175173600
31 Mar 175253500
31 Dec 165163300
30 Sep 165173300
30 Jun 164973100
31 Mar 164793100
31 Dec 155033300
30 Sep 154942900
30 Jun 155013500
31 Mar 155173300
31 Dec 144943100
30 Sep 144701700
30 Jun 144741000
31 Mar 144541500

Quality Earnings: POSR has high quality earnings.

Growing Profit Margin: POSR's current net profit margins (9.7%) are higher than last year (8.1%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: POSR's earnings have grown by 6.9% per year over the past 5 years.

Accelerating Growth: POSR's earnings growth over the past year (28.9%) exceeds its 5-year average (6.9% per year).

Earnings vs Industry: POSR earnings growth over the past year (28.9%) exceeded the Insurance industry 17.3%.


Return on Equity

High ROE: POSR's Return on Equity (14.5%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/09 16:03
End of Day Share Price 2025/01/09 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Pozavarovalnica Sava, d.d. is covered by 4 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Saso StanovnikAlta Invest
Domagoj GrcevicInterCapital Securities Ltd.
null nullWood & Company