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TCRG

Terme Catez d.d LJSE:TCRG Stock Report

Last Price

€22.20

Market Cap

€10.9m

7D

0%

1Y

-20.7%

Updated

05 Oct, 2022

Data

Company Financials
TCRG fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance2/6
Financial Health2/6
Dividends0/6

TCRG Stock Overview

Terme Catez, d.d. owns and operates hotels and resorts in Slovenia.

Terme Catez d.d Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Terme Catez d.d
Historical stock prices
Current Share Price€22.20
52 Week High€35.00
52 Week Low€22.00
Beta-0.28
1 Month Change0%
3 Month Changen/a
1 Year Change-20.71%
3 Year Change-41.58%
5 Year Change-41.59%
Change since IPO-47.03%

Recent News & Updates

Mar 17
What These Trends Mean At Terme Catez d.d (LJSE:TCRG)

What These Trends Mean At Terme Catez d.d (LJSE:TCRG)

If you're looking at a mature business that's past the growth phase, what are some of the underlying trends that pop...

Nov 22
Is Terme Catez d.d (LJSE:TCRG) Shrinking?

Is Terme Catez d.d (LJSE:TCRG) Shrinking?

If we're looking to avoid a business that is in decline, what are the trends that can warn us ahead of time...

Shareholder Returns

TCRGSI HospitalitySI Market
7D0%2.2%-0.9%
1Y-20.7%-19.8%-17.6%

Return vs Industry: TCRG matched the SI Hospitality industry which returned -19.8% over the past year.

Return vs Market: TCRG underperformed the SI Market which returned -17.6% over the past year.

Price Volatility

Is TCRG's price volatile compared to industry and market?
TCRG volatility
TCRG Average Weekly Movementn/a
Hospitality Industry Average Movement5.3%
Market Average Movement3.7%
10% most volatile stocks in SI Market3.9%
10% least volatile stocks in SI Market2.5%

Stable Share Price: Insufficient data to determine TCRG's volatility over the past 3 months.

Volatility Over Time: Insufficient data to determine TCRG's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
n/a378Bojan Petanhttps://www.terme-catez.si

Terme Catez, d.d. owns and operates hotels and resorts in Slovenia. It operates TERME, a hotel with 226 rooms; TOPLICE, a hotel with 137 rooms; Catež, a hotel with 186 rooms; Aquapark ŽUSTERNA, a hotel with 129 rooms; Mokrice Castle, a castle with 29 rooms; Mokrice Hotel Annexe, a castle with 11 rooms; and 8 Golf suites. The company also provides accommodation in apartments, camps, bungalows built over the lake, and mobile homes, as well as in Indian village.

Terme Catez d.d Fundamentals Summary

How do Terme Catez d.d's earnings and revenue compare to its market cap?
TCRG fundamental statistics
Market Cap€10.88m
Earnings (TTM)€4.92m
Revenue (TTM)€18.18m

2.2x

P/E Ratio

0.6x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
TCRG income statement (TTM)
Revenue€18.18m
Cost of Revenue€16.77m
Gross Profit€1.41m
Other Expenses-€3.51m
Earnings€4.92m

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)10.04
Gross Margin7.77%
Net Profit Margin27.08%
Debt/Equity Ratio40.0%

How did TCRG perform over the long term?

See historical performance and comparison
We’ve recently updated our valuation analysis.

Valuation

Is TCRG undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • Analyst Forecast

Key Valuation Metric

Which metric is best to use when looking at relative valuation for TCRG?

Other financial metrics that can be useful for relative valuation.

TCRG key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue2.5x
Enterprise Value/EBITDA13.6x
PEG Ration/a

Price to Earnings Ratio vs Peers

How does TCRG's PE Ratio compare to its peers?

TCRG PE Ratio vs Peers
The above table shows the PE ratio for TCRG vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPEEstimated GrowthMarket Cap
Peer Average17x
SHBR Sava Turizem d.d
18.4xn/a€112.9m
512634 Savera Industries
22.8xn/a₹855.8m
CHOT.N0000 Ceylon Hotels
22.4xn/aLK₨3.9b
TCO Transmetro
4.5xn/aAU$15.4m
TCRG Terme Catez d.d
2.2xn/a€10.9m

Price-To-Earnings vs Peers: TCRG is good value based on its Price-To-Earnings Ratio (2.2x) compared to the peer average (17x).


Price to Earnings Ratio vs Industry

How does TCRG's PE Ratio compare vs other companies in the European Hospitality Industry?

Price-To-Earnings vs Industry: TCRG is good value based on its Price-To-Earnings Ratio (2.2x) compared to the European Hospitality industry average (19x)


Price to Earnings Ratio vs Fair Ratio

What is TCRG's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

TCRG PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio2.2x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate TCRG's Price-To-Earnings Fair Ratio for valuation analysis.


Share Price vs Fair Value

What is the Fair Price of TCRG when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate TCRG's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate TCRG's fair value for valuation analysis.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


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Future Growth

How is Terme Catez d.d forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

Future Growth Score

0/6

Future Growth Score 0/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


31.8%

Forecasted Consumer Services industry annual growth in earnings

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Terme Catez d.d has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


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  • Take a look at our analysis of TCRG’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.

Past Performance

How has Terme Catez d.d performed over the past 5 years?

Past Performance Score

2/6

Past Performance Score 2/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


-1.8%

Last years revenue growth

Earnings and Revenue History

Quality Earnings: TCRG has a large one-off loss of €2.9M impacting its June 30 2021 financial results.

Growing Profit Margin: TCRG became profitable in the past.


Past Earnings Growth Analysis

Earnings Trend: TCRG has become profitable over the past 5 years.

Accelerating Growth: TCRG has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: TCRG has become profitable in the last year, making it difficult to compare its past year earnings growth to the Hospitality industry (16.6%).


Return on Equity

High ROE: TCRG's Return on Equity (5.2%) is considered low.


Discover strong past performing companies

Financial Health

How is Terme Catez d.d's financial position?

Financial Health Score

2/6

Financial Health Score 2/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Debt Coverage

  • Interest Coverage

Financial Position Analysis

Short Term Liabilities: TCRG's short term assets (€6.3M) do not cover its short term liabilities (€30.4M).

Long Term Liabilities: TCRG's short term assets (€6.3M) do not cover its long term liabilities (€26.7M).


Debt to Equity History and Analysis

Debt Level: TCRG's net debt to equity ratio (37%) is considered satisfactory.

Reducing Debt: TCRG's debt to equity ratio has reduced from 49.6% to 40% over the past 5 years.

Debt Coverage: TCRG's debt is not well covered by operating cash flow (8.2%).

Interest Coverage: Insufficient data to determine if TCRG's interest payments on its debt are well covered by EBIT.


Balance Sheet


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Dividend

What is Terme Catez d.d current dividend yield, its reliability and sustainability?

Dividend Score

0/6

Dividend Score 0/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Cash Flow Coverage

Dividend Yield vs Market

Terme Catez d.d Dividend Yield vs Market
How does Terme Catez d.d dividend yield compare to the market?
SegmentDividend Yield
Company (Terme Catez d.d)0%
Market Bottom 25% (SI)4.6%
Market Top 25% (SI)11.0%
Industry Average (Hospitality)1.9%
Analyst forecast in 3 Years (Terme Catez d.d)n/a

Notable Dividend: Unable to evaluate TCRG's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate TCRG's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if TCRG's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if TCRG's dividend payments have been increasing.


Earnings Payout to Shareholders

Earnings Coverage: TCRG is not paying a notable dividend for the SI market.


Cash Payout to Shareholders

Cash Flow Coverage: Unable to calculate sustainability of dividends as TCRG has not reported any payouts.


Discover strong dividend paying companies

Management

How experienced are the management team and are they aligned to shareholders interests?

6.1yrs

Average management tenure


CEO

Bojan Petan

14.42yrs

Tenure

€150,132

Compensation

Mr. Bojan Petan has been Director General of Terme Catez, d.d. since September 7, 2016 and served as its Member of the Management Board. Mr. Petan served as a Manager General of Terme Catez, d.d. since May...


Leadership Team

Experienced Management: TCRG's management team is seasoned and experienced (6.1 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

What is the ownership structure of TCRG?
Owner TypeNumber of SharesOwnership Percentage
Institutions25,2295.1%
General Public464,95394.9%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Top 1 shareholders own 5.15% of the company
OwnershipNameSharesCurrent ValueChange %Portfolio %
5.15%
Triglav Skladi d. o. o.
25,229€560.1k0%0.06%

Company Information

Terme Catez, d.d.'s employee growth, exchange listings and data sources


Key Information

  • Name: Terme Catez, d.d.
  • Ticker: TCRG
  • Exchange: LJSE
  • Founded: NaN
  • Industry: Hotels, Resorts and Cruise Lines
  • Sector: Consumer Services
  • Implied Market Cap: €10.882m
  • Shares outstanding: 490.18k
  • Website: https://www.terme-catez.si

Number of Employees


Location

  • Terme Catez, d.d.
  • Topliska 35
  • Brezice
  • 8250
  • Slovenia


Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
TCRGLJSE (Ljubljana Stock Exchange)YesOrdinary SharesSIEURFeb 1996

Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/10/05 00:00
End of Day Share Price2022/07/13 00:00
Earnings2021/06/30
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.