United Overseas Insurance Limited

SGX:U13 Stock Report

Market Cap: S$431.8m

United Overseas Insurance Past Earnings Performance

Past criteria checks 4/6

United Overseas Insurance's earnings have been declining at an average annual rate of -5.4%, while the Insurance industry saw earnings growing at 10.6% annually. Revenues have been growing at an average rate of 19.6% per year. United Overseas Insurance's return on equity is 7%, and it has net margins of 26.6%.

Key information

-5.4%

Earnings growth rate

-5.4%

EPS growth rate

Insurance Industry Growth7.6%
Revenue growth rate19.6%
Return on equity7.0%
Net Margin26.6%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

United Overseas Insurance (SGX:U13) Is Due To Pay A Dividend Of SGD0.085

Jul 26
United Overseas Insurance (SGX:U13) Is Due To Pay A Dividend Of SGD0.085

United Overseas Insurance's (SGX:U13) Dividend Will Be SGD0.125

Apr 23
United Overseas Insurance's (SGX:U13) Dividend Will Be SGD0.125

United Overseas Insurance's (SGX:U13) Dividend Will Be SGD0.125

Mar 30
United Overseas Insurance's (SGX:U13) Dividend Will Be SGD0.125

United Overseas Insurance (SGX:U13) Is Due To Pay A Dividend Of SGD0.085

Jul 27
United Overseas Insurance (SGX:U13) Is Due To Pay A Dividend Of SGD0.085

United Overseas Insurance (SGX:U13) Will Pay A Dividend Of SGD0.085

Jul 29
United Overseas Insurance (SGX:U13) Will Pay A Dividend Of SGD0.085

United Overseas Insurance (SGX:U13) Has Affirmed Its Dividend Of S$0.085

Jul 31
United Overseas Insurance (SGX:U13) Has Affirmed Its Dividend Of S$0.085

Does United Overseas Insurance Limited (SGX:U13) Have A Place In Your Dividend Portfolio?

Mar 18
Does United Overseas Insurance Limited (SGX:U13) Have A Place In Your Dividend Portfolio?

United Overseas Insurance (SGX:U13) Has Compensated Shareholders With A Respectable 72% Return On Their Investment

Feb 24
United Overseas Insurance (SGX:U13) Has Compensated Shareholders With A Respectable 72% Return On Their Investment

Could The United Overseas Insurance Limited (SGX:U13) Ownership Structure Tell Us Something Useful?

Feb 04
Could The United Overseas Insurance Limited (SGX:U13) Ownership Structure Tell Us Something Useful?

United Overseas Insurance Limited's (SGX:U13) Has Had A Decent Run On The Stock market: Are Fundamentals In The Driver's Seat?

Dec 29
United Overseas Insurance Limited's (SGX:U13) Has Had A Decent Run On The Stock market: Are Fundamentals In The Driver's Seat?

Is United Overseas Insurance Limited (SGX:U13) A Good Fit For Your Dividend Portfolio?

Dec 03
Is United Overseas Insurance Limited (SGX:U13) A Good Fit For Your Dividend Portfolio?

Revenue & Expenses Breakdown

How United Overseas Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

SGX:U13 Revenue, expenses and earnings (SGD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 241193210
31 Mar 241173010
31 Dec 231162910
30 Sep 231132610
30 Jun 231102410
31 Mar 231002110
31 Dec 22901910
30 Sep 22772140
30 Jun 22632260
31 Mar 22582480
31 Dec 215327110
30 Sep 215627100
30 Jun 21602790
31 Mar 21642690
31 Dec 20532490
30 Sep 205531100
30 Jun 204729100
31 Mar 204933100
31 Dec 196940100
30 Sep 195233100
30 Jun 195632100
31 Mar 194731100
31 Dec 184124100
30 Sep 185430110
30 Jun 185529100
31 Mar 186430100
31 Dec 176733100
30 Sep 175628100
30 Jun 175226100
31 Mar 174823100
31 Dec 164823100
30 Sep 164919100
30 Jun 165020100
31 Mar 16522090
31 Dec 15502290
30 Sep 15542090
30 Jun 15552190
31 Mar 15572690
31 Dec 14632890
30 Sep 14663490
30 Jun 14683490
31 Mar 14663190

Quality Earnings: U13 has high quality earnings.

Growing Profit Margin: U13's current net profit margins (26.6%) are higher than last year (21.5%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: U13's earnings have declined by 5.4% per year over the past 5 years.

Accelerating Growth: U13's earnings growth over the past year (32.7%) exceeds its 5-year average (-5.4% per year).

Earnings vs Industry: U13 earnings growth over the past year (32.7%) exceeded the Insurance industry 16.2%.


Return on Equity

High ROE: U13's Return on Equity (7%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/02 01:18
End of Day Share Price 2025/01/02 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

United Overseas Insurance Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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