United Overseas Insurance Past Earnings Performance
Past criteria checks 4/6
United Overseas Insurance's earnings have been declining at an average annual rate of -5.4%, while the Insurance industry saw earnings growing at 10.7% annually. Revenues have been growing at an average rate of 19.6% per year. United Overseas Insurance's return on equity is 7%, and it has net margins of 26.6%.
Key information
-5.4%
Earnings growth rate
-5.4%
EPS growth rate
| Insurance Industry Growth | 7.6% |
| Revenue growth rate | 19.6% |
| Return on equity | 7.0% |
| Net Margin | 26.6% |
| Last Earnings Update | 30 Jun 2024 |
Recent past performance updates
Recent updates
United Overseas Insurance (SGX:U13) Is Due To Pay A Dividend Of SGD0.085
Jul 26
United Overseas Insurance's (SGX:U13) Dividend Will Be SGD0.125
Apr 23United Overseas Insurance's (SGX:U13) Dividend Will Be SGD0.125
Mar 30United Overseas Insurance (SGX:U13) Is Due To Pay A Dividend Of SGD0.085
Jul 27United Overseas Insurance (SGX:U13) Will Pay A Dividend Of SGD0.085
Jul 29United Overseas Insurance (SGX:U13) Has Affirmed Its Dividend Of S$0.085
Jul 31Does United Overseas Insurance Limited (SGX:U13) Have A Place In Your Dividend Portfolio?
Mar 18United Overseas Insurance (SGX:U13) Has Compensated Shareholders With A Respectable 72% Return On Their Investment
Feb 24Could The United Overseas Insurance Limited (SGX:U13) Ownership Structure Tell Us Something Useful?
Feb 04
United Overseas Insurance Limited's (SGX:U13) Has Had A Decent Run On The Stock market: Are Fundamentals In The Driver's Seat?
Dec 29Is United Overseas Insurance Limited (SGX:U13) A Good Fit For Your Dividend Portfolio?
Dec 03Revenue & Expenses Breakdown
How United Overseas Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 119 | 32 | 1 | 0 |
| 31 Mar 24 | 117 | 30 | 1 | 0 |
| 31 Dec 23 | 116 | 29 | 1 | 0 |
| 30 Sep 23 | 113 | 26 | 1 | 0 |
| 30 Jun 23 | 110 | 24 | 1 | 0 |
| 31 Mar 23 | 100 | 21 | 1 | 0 |
| 31 Dec 22 | 90 | 19 | 1 | 0 |
| 30 Sep 22 | 77 | 21 | 4 | 0 |
| 30 Jun 22 | 63 | 22 | 6 | 0 |
| 31 Mar 22 | 58 | 24 | 8 | 0 |
| 31 Dec 21 | 53 | 27 | 11 | 0 |
| 30 Sep 21 | 56 | 27 | 10 | 0 |
| 30 Jun 21 | 60 | 27 | 9 | 0 |
| 31 Mar 21 | 64 | 26 | 9 | 0 |
| 31 Dec 20 | 53 | 24 | 9 | 0 |
| 30 Sep 20 | 55 | 31 | 10 | 0 |
| 30 Jun 20 | 47 | 29 | 10 | 0 |
| 31 Mar 20 | 49 | 33 | 10 | 0 |
| 31 Dec 19 | 69 | 40 | 10 | 0 |
| 30 Sep 19 | 52 | 33 | 10 | 0 |
| 30 Jun 19 | 56 | 32 | 10 | 0 |
| 31 Mar 19 | 47 | 31 | 10 | 0 |
| 31 Dec 18 | 41 | 24 | 10 | 0 |
| 30 Sep 18 | 54 | 30 | 11 | 0 |
| 30 Jun 18 | 55 | 29 | 10 | 0 |
| 31 Mar 18 | 64 | 30 | 10 | 0 |
| 31 Dec 17 | 67 | 33 | 10 | 0 |
| 30 Sep 17 | 56 | 28 | 10 | 0 |
| 30 Jun 17 | 52 | 26 | 10 | 0 |
| 31 Mar 17 | 48 | 23 | 10 | 0 |
| 31 Dec 16 | 48 | 23 | 10 | 0 |
| 30 Sep 16 | 49 | 19 | 10 | 0 |
| 30 Jun 16 | 50 | 20 | 10 | 0 |
| 31 Mar 16 | 52 | 20 | 9 | 0 |
| 31 Dec 15 | 50 | 22 | 9 | 0 |
| 30 Sep 15 | 54 | 20 | 9 | 0 |
| 30 Jun 15 | 55 | 21 | 9 | 0 |
| 31 Mar 15 | 57 | 26 | 9 | 0 |
| 31 Dec 14 | 63 | 28 | 9 | 0 |
| 30 Sep 14 | 66 | 34 | 9 | 0 |
| 30 Jun 14 | 68 | 34 | 9 | 0 |
| 31 Mar 14 | 66 | 31 | 9 | 0 |
| 31 Dec 13 | 61 | 27 | 9 | 0 |
Quality Earnings: U13 has high quality earnings.
Growing Profit Margin: U13's current net profit margins (26.6%) are higher than last year (21.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: U13's earnings have declined by 5.4% per year over the past 5 years.
Accelerating Growth: U13's earnings growth over the past year (32.7%) exceeds its 5-year average (-5.4% per year).
Earnings vs Industry: U13 earnings growth over the past year (32.7%) exceeded the Insurance industry 16.8%.
Return on Equity
High ROE: U13's Return on Equity (7%) is considered low.