United Overseas Bank Limited

SGX:U11 Stock Report

Market Cap: S$49.1b

United Overseas Bank Past Earnings Performance

Past criteria checks 5/6

United Overseas Bank has been growing earnings at an average annual rate of 7.7%, while the Banks industry saw earnings growing at 9.9% annually. Revenues have been growing at an average rate of 7.9% per year. United Overseas Bank's return on equity is 12.3%, and it has net margins of 43.9%.

Key information

7.7%

Earnings growth rate

6.1%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate7.9%
Return on equity12.3%
Net Margin43.9%
Next Earnings Update01 Aug 2024

Recent past performance updates

Recent updates

Do United Overseas Bank's (SGX:U11) Earnings Warrant Your Attention?

Mar 25
Do United Overseas Bank's (SGX:U11) Earnings Warrant Your Attention?

United Overseas Bank's (SGX:U11) Dividend Will Be SGD0.85

Feb 26
United Overseas Bank's (SGX:U11) Dividend Will Be SGD0.85

Should You Be Adding United Overseas Bank (SGX:U11) To Your Watchlist Today?

Dec 21
Should You Be Adding United Overseas Bank (SGX:U11) To Your Watchlist Today?

United Overseas Bank's (SGX:U11) Shareholders Will Receive A Bigger Dividend Than Last Year

Aug 02
United Overseas Bank's (SGX:U11) Shareholders Will Receive A Bigger Dividend Than Last Year

With EPS Growth And More, United Overseas Bank (SGX:U11) Makes An Interesting Case

Jun 27
With EPS Growth And More, United Overseas Bank (SGX:U11) Makes An Interesting Case

United Overseas Bank's (SGX:U11) Shareholders Will Receive A Bigger Dividend Than Last Year

Apr 04
United Overseas Bank's (SGX:U11) Shareholders Will Receive A Bigger Dividend Than Last Year

Is Now The Time To Put United Overseas Bank (SGX:U11) On Your Watchlist?

Mar 23
Is Now The Time To Put United Overseas Bank (SGX:U11) On Your Watchlist?

Here's Why We Think United Overseas Bank (SGX:U11) Might Deserve Your Attention Today

Nov 28
Here's Why We Think United Overseas Bank (SGX:U11) Might Deserve Your Attention Today

United Overseas Bank (SGX:U11) Is Paying Out A Larger Dividend Than Last Year

Apr 20
United Overseas Bank (SGX:U11) Is Paying Out A Larger Dividend Than Last Year

United Overseas Bank (SGX:U11) Will Pay A Larger Dividend Than Last Year At S$0.60

Apr 06
United Overseas Bank (SGX:U11) Will Pay A Larger Dividend Than Last Year At S$0.60

United Overseas Bank (SGX:U11) Will Pay A Larger Dividend Than Last Year At S$0.60

Mar 23
United Overseas Bank (SGX:U11) Will Pay A Larger Dividend Than Last Year At S$0.60

United Overseas Bank (SGX:U11) Has Announced That It Will Be Increasing Its Dividend To S$0.60

Mar 07
United Overseas Bank (SGX:U11) Has Announced That It Will Be Increasing Its Dividend To S$0.60

United Overseas Bank's (SGX:U11) Upcoming Dividend Will Be Larger Than Last Year's

Feb 21
United Overseas Bank's (SGX:U11) Upcoming Dividend Will Be Larger Than Last Year's

Shareholders Will Probably Hold Off On Increasing United Overseas Bank Limited's (SGX:U11) CEO Compensation For The Time Being

Apr 24
Shareholders Will Probably Hold Off On Increasing United Overseas Bank Limited's (SGX:U11) CEO Compensation For The Time Being

Shareholders Of United Overseas Bank (SGX:U11) Must Be Happy With Their 66% Return

Mar 10
Shareholders Of United Overseas Bank (SGX:U11) Must Be Happy With Their 66% Return

Is United Overseas Bank Limited (SGX:U11) An Attractive Dividend Stock?

Feb 04
Is United Overseas Bank Limited (SGX:U11) An Attractive Dividend Stock?

What Kind Of Shareholders Hold The Majority In United Overseas Bank Limited's (SGX:U11) Shares?

Dec 29
What Kind Of Shareholders Hold The Majority In United Overseas Bank Limited's (SGX:U11) Shares?

Shareholders Of United Overseas Bank (SGX:U11) Must Be Happy With Their 50% Return

Nov 25
Shareholders Of United Overseas Bank (SGX:U11) Must Be Happy With Their 50% Return

Revenue & Expenses Breakdown
Beta

How United Overseas Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

SGX:U11 Revenue, expenses and earnings (SGD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 2313,0115,7113,9160
30 Sep 2312,8995,4603,3200
30 Jun 2312,7575,4803,7540
31 Mar 2312,1475,1783,3200
31 Dec 2210,9724,5733,3200
30 Sep 2210,1494,3672,9320
30 Jun 229,3584,0822,9070
31 Mar 229,0283,9012,9320
31 Dec 219,1324,0752,9160
30 Sep 218,6623,6552,9560
30 Jun 218,1573,2772,9860
31 Mar 217,7872,9772,9560
31 Dec 207,6222,8242,9560
30 Sep 208,0563,1343,0500
30 Jun 208,7343,5853,0090
31 Mar 209,4024,0493,0500
31 Dec 199,5954,2463,0500
30 Sep 199,3964,1422,9710
30 Jun 199,1654,0612,8820
31 Mar 198,8893,9702,6350
31 Dec 188,7243,8972,7690
30 Sep 188,7263,8452,5790
30 Jun 188,4393,6912,5010
31 Mar 188,1163,4592,4250
31 Dec 177,8353,2882,3530
30 Sep 177,6423,1822,4560
30 Jun 177,5543,0902,4190
31 Mar 177,4813,0452,4000
31 Dec 167,4673,0042,3740
30 Sep 167,4603,0402,3820
30 Jun 167,5313,1072,4010
31 Mar 167,4403,0692,3900
31 Dec 157,3763,1042,3750
30 Sep 157,1703,1052,2920
30 Jun 157,0523,1142,2200
31 Mar 157,0163,1602,1580
31 Dec 146,8223,1472,1120
30 Sep 146,7403,1332,1130
30 Jun 146,5112,9962,0780
31 Mar 146,3442,9712,0380
31 Dec 136,2912,9052,0040
30 Sep 136,1332,9311,9840
30 Jun 136,0982,9081,9570
31 Mar 136,0342,8371,9110

Quality Earnings: U11 has high quality earnings.

Growing Profit Margin: U11's current net profit margins (43.9%) are higher than last year (41.7%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: U11's earnings have grown by 7.7% per year over the past 5 years.

Accelerating Growth: U11's earnings growth over the past year (24.9%) exceeds its 5-year average (7.7% per year).

Earnings vs Industry: U11 earnings growth over the past year (24.9%) exceeded the Banks industry 14.9%.


Return on Equity

High ROE: U11's Return on Equity (12.3%) is considered low.


Return on Assets


Return on Capital Employed


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