United Overseas Bank Balance Sheet Health
Financial Health criteria checks 5/6
United Overseas Bank has total assets of SGD523.5B and total equity of SGD46.5B. Total deposits are SGD417.8B, and total loans are SGD317.0B earning a Net Interest Margin of 2.1%. It has insufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are SGD94.8B.
Key information
11.3x
Asset to equity ratio
2.1%
Net interest margin
| Total deposits | S$417.84b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | S$94.79b |
Recent financial health updates
No updates
Recent updates
United Overseas Bank (SGX:U11) Is Due To Pay A Dividend Of SGD0.85
Apr 20
United Overseas Bank (SGX:U11) Will Pay A Dividend Of SGD0.85
Apr 01Do United Overseas Bank's (SGX:U11) Earnings Warrant Your Attention?
Mar 25United Overseas Bank's (SGX:U11) Dividend Will Be SGD0.85
Feb 26Should You Be Adding United Overseas Bank (SGX:U11) To Your Watchlist Today?
Dec 21United Overseas Bank's (SGX:U11) Shareholders Will Receive A Bigger Dividend Than Last Year
Aug 02With EPS Growth And More, United Overseas Bank (SGX:U11) Makes An Interesting Case
Jun 27United Overseas Bank's (SGX:U11) Shareholders Will Receive A Bigger Dividend Than Last Year
Apr 04Is Now The Time To Put United Overseas Bank (SGX:U11) On Your Watchlist?
Mar 23Here's Why We Think United Overseas Bank (SGX:U11) Might Deserve Your Attention Today
Nov 28United Overseas Bank (SGX:U11) Is Paying Out A Larger Dividend Than Last Year
Apr 20United Overseas Bank (SGX:U11) Will Pay A Larger Dividend Than Last Year At S$0.60
Apr 06United Overseas Bank (SGX:U11) Will Pay A Larger Dividend Than Last Year At S$0.60
Mar 23United Overseas Bank (SGX:U11) Has Announced That It Will Be Increasing Its Dividend To S$0.60
Mar 07United Overseas Bank's (SGX:U11) Upcoming Dividend Will Be Larger Than Last Year's
Feb 21Shareholders Will Probably Hold Off On Increasing United Overseas Bank Limited's (SGX:U11) CEO Compensation For The Time Being
Apr 24Shareholders Of United Overseas Bank (SGX:U11) Must Be Happy With Their 66% Return
Mar 10Is United Overseas Bank Limited (SGX:U11) An Attractive Dividend Stock?
Feb 04
What Kind Of Shareholders Hold The Majority In United Overseas Bank Limited's (SGX:U11) Shares?
Dec 29Shareholders Of United Overseas Bank (SGX:U11) Must Be Happy With Their 50% Return
Nov 25Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: U11's Assets to Equity ratio (11.3x) is moderate.
Allowance for Bad Loans: U11 has a low allowance for bad loans (85%).
Low Risk Liabilities: 88% of U11's liabilities are made up of primarily low risk sources of funding.
Loan Level: U11 has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: U11's Loans to Deposits ratio (76%) is appropriate.
Level of Bad Loans: U11 has an appropriate level of bad loans (1.5%).