Westpay AB provides smart transaction and payment solutions in Europe, Africa, South East Asia, Australia, and Nordic countries.
High growth potential with adequate balance sheet.
Share Price & News
How has Westpay's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: WPAY has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: WPAY underperformed the Swedish Electronic industry which returned 12.3% over the past year.
Return vs Market: WPAY underperformed the Swedish Market which returned 15.2% over the past year.
Price Volatility Vs. Market
How volatile is Westpay's share price compared to the market and industry in the last 5 years?
Simply Wall St News
4 weeks ago | Simply Wall StIntroducing Westpay (STO:WPAY), The Stock That Slid 62% In The Last Three Years
2 months ago | Simply Wall StLennart Detlefsen Just Bought Shares In Westpay AB (STO:WPAY)
3 months ago | Simply Wall StCan Westpay (STO:WPAY) Afford To Invest In Growth?
Is Westpay undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: WPAY (SEK3.04) is trading above our estimate of fair value (SEK1.14)
Significantly Below Fair Value: WPAY is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: WPAY is unprofitable, so we can't compare its PE Ratio to the Electronic industry average.
PE vs Market: WPAY is unprofitable, so we can't compare its PE Ratio to the Swedish market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate WPAY's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: WPAY is good value based on its PB Ratio (3.1x) compared to the SE Electronic industry average (3.1x).
How is Westpay forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: WPAY is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (-0.4%).
Earnings vs Market: WPAY is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: WPAY's is expected to become profitable in the next 3 years.
Revenue vs Market: WPAY's revenue (19.6% per year) is forecast to grow faster than the Swedish market (4.6% per year).
High Growth Revenue: WPAY's revenue (19.6% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: WPAY's Return on Equity is forecast to be high in 3 years time (23.9%)
How has Westpay performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: WPAY is currently unprofitable.
Growing Profit Margin: WPAY is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: WPAY is unprofitable, and losses have increased over the past 5 years at a rate of -65.5% per year.
Accelerating Growth: Unable to compare WPAY's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: WPAY is unprofitable, making it difficult to compare its past year earnings growth to the Electronic industry (8.3%).
Return on Equity
High ROE: WPAY has a negative Return on Equity (-70.65%), as it is currently unprofitable.
How is Westpay's financial position?
Financial Position Analysis
Short Term Liabilities: WPAY's short term assets (SEK33.8M) exceed its short term liabilities (SEK17.8M).
Long Term Liabilities: WPAY's short term assets (SEK33.8M) exceed its long term liabilities (SEK3.6M).
Debt to Equity History and Analysis
Debt Level: WPAY is debt free.
Reducing Debt: WPAY had no debt 5 years ago.
Inventory Level: WPAY has a high level of physical assets or inventory.
Debt Coverage by Assets: Insufficient data to determine if WPAY's debt is covered by short term assets.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: WPAY has less than a year of cash runway based on its current free cash flow.
Forecast Cash Runway: WPAY has less than a year of cash runway if free cash flow continues to reduce at historical rates of -37% each year
What is Westpay's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate WPAY's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.
High Dividend: Unable to evaluate WPAY's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if WPAY's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if WPAY's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of WPAY's dividend in 3 years as they are not forecast to pay a notable one for the Swedish market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Sten Karlsson (56yo)
Mr. Sten Karlsson has been the Chief Executive Officer of West International AB. since June 2010. Mr. Karlsson co-founded Real Venture Group and serves as its Chief Executive Officer. Mr. Karlsson serves a ...
|Chief Executive Officer||9.7yrs||no data||1.6% SEK1.7m|
|Chief Financial Officer||2.1yrs||no data||no data|
|Chief Operating Officer||0yrs||no data||no data|
|Chief Technology Officer||0yrs||no data||no data|
|Chief Marketing Officer||0.4yrs||no data||no data|
|HR Manager||0yrs||no data||no data|
Experienced Management: WPAY's management team is considered experienced (2.1 years average tenure).
|Director||6.1yrs||no data||1.07% SEK1.1m|
|Chairman of the Board||4.1yrs||no data||0.21% SEK214.9k|
|Director||25.1yrs||no data||no data|
|Director||2.1yrs||no data||no data|
|Director||4.1yrs||no data||no data|
Experienced Board: WPAY's board of directors are considered experienced (4.1 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: WPAY insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 50%.
Westpay AB's company bio, employee growth, exchange listings and data sources
- Name: Westpay AB
- Ticker: WPAY
- Exchange: OM
- Founded: 1988
- Industry: Electronic Equipment and Instruments
- Sector: Tech
- Market Cap: kr103.613m
- Shares outstanding: 33.75m
- Website: https://www.westpay.se
Number of Employees
- Westpay AB
- Kanalvägen 14, 2tr
- Upplands Väsby
- Stockholm County
- 194 61
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|WPAY||OM (OMX Nordic Exchange Stockholm)||Yes||Share Capital||SE||SEK||Oct 2007|
Westpay AB provides smart transaction and payment solutions in Europe, Africa, South East Asia, Australia, and Nordic countries. It offers counter-top, mobile, and unattended terminals for in-store and card present transactions; online payment solutions for Web or mobile apps for use in a separate window or form, or integrated into the Web shop of the merchant; and self-service and payment solutions. The company sells its solutions to retail, travel and hospitality, fuel and charging, and retail banking sectors. Westpay AB was founded in 1988 and is headquartered in Upplands Väsby, Sweden.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/25 21:42|
|End of Day Share Price||2020/02/25 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.