Sampo Oyj Valuation

Q: What is the Fair Price of SAMPO SDB when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

SAMPO SDB (SEK464) is trading below our estimate of [[fair value]] (SEK731.61)

Is SAMPO SDB undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of SAMPO SDB when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: SAMPO SDB (SEK464) is trading below our estimate of fair value (SEK731.61)

Significantly Below Fair Value: SAMPO SDB is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for SAMPO SDB?

Key metric: As SAMPO SDB is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for SAMPO SDB. This is calculated by dividing SAMPO SDB's market cap by their current earnings.
What is SAMPO SDB's PE Ratio?
PE Ratio	17.1x
Earnings	€1.27b
Market Cap	€21.71b

SAMPO SDB key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	2.5x
Enterprise Value/EBITDA	11.7x
PEG Ratio	2.8x

Price to Earnings Ratio vs Peers

How does SAMPO SDB's PE Ratio compare to its peers?

The above table shows the PE ratio for SAMPO SDB vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	22.1x
FNF Fidelity National Financial	23.1x	38.8%	US$17.3b
8630 Sompo Holdings	8.6x	2.9%	JP¥3.8t
ERIE Erie Indemnity	41x	23.8%	US$22.9b
WRB W. R. Berkley	15.7x	4.4%	US$24.5b
SAMPO SDB Sampo Oyj	17.1x	6.1%	SEK 21.7b

Price-To-Earnings vs Peers: SAMPO SDB is good value based on its Price-To-Earnings Ratio (17.1x) compared to the peer average (22.1x).

Price to Earnings Ratio vs Industry

How does SAMPO SDB's PE Ratio compare vs other companies in the European Insurance Industry?

1 Company	Price / Earnings	Estimated Growth	Market Cap

1 Company		Estimated Growth	Market Cap

No more companies

Price-To-Earnings vs Industry: SAMPO SDB is expensive based on its Price-To-Earnings Ratio (17.1x) compared to the European Insurance industry average (12.1x).

Price to Earnings Ratio vs Fair Ratio

What is SAMPO SDB's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

SAMPO SDB PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	17.1x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate SAMPO SDB's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.