Avanza Bank Holding AB (publ)

OM:AZA Stock Report

Market Cap: SEK 50.5b

Avanza Bank Holding Past Earnings Performance

Past criteria checks 3/6

Avanza Bank Holding has been growing earnings at an average annual rate of 16.3%, while the Capital Markets industry saw earnings growing at 11.6% annually. Revenues have been growing at an average rate of 13.9% per year. Avanza Bank Holding's return on equity is 35.7%, and it has net margins of 52.5%.

Key information

16.3%

Earnings growth rate

15.8%

EPS growth rate

Capital Markets Industry Growth16.3%
Revenue growth rate13.9%
Return on equity35.7%
Net Margin52.5%
Next Earnings Update21 Feb 2025

Recent past performance updates

Recent updates

Avanza Bank Holding's (STO:AZA) Upcoming Dividend Will Be Larger Than Last Year's

Jan 30
Avanza Bank Holding's (STO:AZA) Upcoming Dividend Will Be Larger Than Last Year's

Lacklustre Performance Is Driving Avanza Bank Holding AB (publ)'s (STO:AZA) Low P/E

Dec 31
Lacklustre Performance Is Driving Avanza Bank Holding AB (publ)'s (STO:AZA) Low P/E

Here's Why Avanza Bank Holding (STO:AZA) Has Caught The Eye Of Investors

May 14
Here's Why Avanza Bank Holding (STO:AZA) Has Caught The Eye Of Investors

Avanza Bank Holding (STO:AZA) Is Increasing Its Dividend To SEK11.50

Apr 01
Avanza Bank Holding (STO:AZA) Is Increasing Its Dividend To SEK11.50

Avanza Bank Holding (STO:AZA) Will Pay A Larger Dividend Than Last Year At SEK11.50

Mar 18
Avanza Bank Holding (STO:AZA) Will Pay A Larger Dividend Than Last Year At SEK11.50

Avanza Bank Holding's (STO:AZA) Upcoming Dividend Will Be Larger Than Last Year's

Mar 04
Avanza Bank Holding's (STO:AZA) Upcoming Dividend Will Be Larger Than Last Year's

Avanza Bank Holding AB (publ)'s (STO:AZA) Shares Lagging The Market But So Is The Business

Jan 08
Avanza Bank Holding AB (publ)'s (STO:AZA) Shares Lagging The Market But So Is The Business

Here's Why We Think Avanza Bank Holding (STO:AZA) Might Deserve Your Attention Today

Nov 25
Here's Why We Think Avanza Bank Holding (STO:AZA) Might Deserve Your Attention Today

If EPS Growth Is Important To You, Avanza Bank Holding (STO:AZA) Presents An Opportunity

Aug 27
If EPS Growth Is Important To You, Avanza Bank Holding (STO:AZA) Presents An Opportunity

Avanza Bank Holding (STO:AZA) Is Paying Out Less In Dividends Than Last Year

Mar 01
Avanza Bank Holding (STO:AZA) Is Paying Out Less In Dividends Than Last Year

Avanza Bank Holding's (STO:AZA) Dividend Is Being Reduced To SEK7.50

Jan 24
Avanza Bank Holding's (STO:AZA) Dividend Is Being Reduced To SEK7.50

If EPS Growth Is Important To You, Avanza Bank Holding (STO:AZA) Presents An Opportunity

Jun 20
If EPS Growth Is Important To You, Avanza Bank Holding (STO:AZA) Presents An Opportunity

Revenue & Expenses Breakdown

How Avanza Bank Holding makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OM:AZA Revenue, expenses and earnings (SEK Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 244,2952,2541,1170
30 Sep 244,0882,1281,1170
30 Jun 243,9592,0701,0850
31 Mar 243,8392,0361,0490
31 Dec 233,7521,9821,0350
30 Sep 233,7291,9771,0040
30 Jun 233,6101,9009780
31 Mar 233,3901,7249630
31 Dec 223,3051,6669280
30 Sep 223,2991,6569080
30 Jun 223,3491,7048710
31 Mar 223,5211,8598210
31 Dec 213,7422,0477770
30 Sep 213,6041,9817300
30 Jun 213,3951,8327110
31 Mar 213,1311,6616820
31 Dec 202,6561,3356620
30 Sep 202,2431,0386400
30 Jun 201,9518446200
31 Mar 201,6926656020
31 Dec 191,3954475880
30 Sep 191,3303865680
30 Jun 191,2753545610
31 Mar 191,2283325580
31 Dec 181,2313495580
30 Sep 181,2343885630
30 Jun 181,1893705530
31 Mar 181,1703805330
31 Dec 171,1333795080
30 Sep 171,0953814910
30 Jun 171,0833994670
31 Mar 171,0704044440
31 Dec 161,0503994290
30 Sep 161,0574164130
30 Jun 161,0384044090
31 Mar 161,0354144050
31 Dec 151,0234153990
30 Sep 159543663900
30 Jun 159073323820
31 Mar 158362843700
31 Dec 147812503610
30 Sep 147442353440
30 Jun 147252373370
31 Mar 146972133420

Quality Earnings: AZA has high quality earnings.

Growing Profit Margin: AZA's current net profit margins (52.5%) are lower than last year (52.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: AZA's earnings have grown by 16.3% per year over the past 5 years.

Accelerating Growth: AZA's earnings growth over the past year (13.7%) is below its 5-year average (16.3% per year).

Earnings vs Industry: AZA earnings growth over the past year (13.7%) did not outperform the Capital Markets industry 93.7%.

Return on Equity

High ROE: AZA's Return on Equity (35.7%) is considered high.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/30 02:31
End of Day Share Price 2025/01/30 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Avanza Bank Holding AB (publ) is covered by 17 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullABG Sundal Collier
Michael SandersonBarclays
Alexander MedhurstBarclays