Skandinaviska Enskilda Banken AB (publ)

OM:SEB A Stock Report

Market Cap: SEK 304.4b

Skandinaviska Enskilda Banken Balance Sheet Health

Financial Health criteria checks 5/6

Skandinaviska Enskilda Banken has total assets of SEK4,142.3B and total equity of SEK224.6B. Total deposits are SEK2,147.1B, and total loans are SEK2,215.5B earning a Net Interest Margin of 1.5%. It has insufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are SEK937.8B.

Key information

18.4x

Asset to equity ratio

1.5%

Net interest margin

Total deposits

SEK 2.15t

Loan to deposit ratio

Appropriate

Bad loans

0.4%

Allowance for bad loans

n/a

Current ratio

Low

Cash & equivalents

SEK 937.77b

Recent financial health updates

No updates

Recent updates

Skandinaviska Enskilda Banken AB (publ) Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Jul 19
Skandinaviska Enskilda Banken AB (publ) Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Skandinaviska Enskilda Banken AB (publ) Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Apr 27
Skandinaviska Enskilda Banken AB (publ) Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Analysts Are Updating Their Skandinaviska Enskilda Banken AB (publ) (STO:SEB A) Estimates After Its Yearly Results

Jan 28
Analysts Are Updating Their Skandinaviska Enskilda Banken AB (publ) (STO:SEB A) Estimates After Its Yearly Results

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: SEB A's Assets to Equity ratio (18.4x) is moderate.

Allowance for Bad Loans: Insufficient data to determine if SEB A has a sufficient allowance for bad loans.

Low Risk Liabilities: 55% of SEB A's liabilities are made up of primarily low risk sources of funding.

Loan Level: SEB A has an appropriate level of Loans to Assets ratio (53%).

Low Risk Deposits: SEB A's Loans to Deposits ratio (103%) is appropriate.

Level of Bad Loans: SEB A has an appropriate level of bad loans (0.4%).


Discover healthy companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 19:31
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Skandinaviska Enskilda Banken AB (publ) is covered by 49 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Magnus AnderssonABG Sundal Collier
Pierre-Yves GauthierAlphaValue
Fridtjof BerentsArctic Securities ASA