NDA SE Stock Overview
Nordea Bank Abp provides various banking products and services in Sweden, Finland, Norway, Denmark, and internationally.
Nordea Bank Abp Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||kr106.38|
|52 Week High||kr117.20|
|52 Week Low||kr67.18|
|1 Month Change||-1.65%|
|3 Month Change||-0.93%|
|1 Year Change||53.00%|
|3 Year Change||29.54%|
|5 Year Change||0.64%|
|Change since IPO||143.43%|
Recent News & Updates
|NDA SE||SE Banks||SE Market|
Return vs Industry: NDA SE exceeded the Swedish Banks industry which returned 29.2% over the past year.
Return vs Market: NDA SE exceeded the Swedish Market which returned 11.9% over the past year.
|NDA SE volatility|
|NDA SE Average Weekly Movement||3.0%|
|Banks Industry Average Movement||3.2%|
|Market Average Movement||6.8%|
|10% most volatile stocks in SE Market||11.9%|
|10% least volatile stocks in SE Market||4.0%|
Stable Share Price: NDA SE is less volatile than 75% of Swedish stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: NDA SE's weekly volatility (3%) has been stable over the past year.
About the Company
Nordea Bank Abp provides various banking products and services in Sweden, Finland, Norway, Denmark, and internationally. The company operates through Personal Banking, Business Banking, Large Corporates and Institutions, and Asset and Wealth Management segments. The Personal Banking segment offers various financial services to household customers through internet and mobile banking, over the phone, online meetings, and branch offices.
Nordea Bank Abp Fundamentals Summary
|NDA SE fundamental statistics|
Is NDA SE overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|NDA SE income statement (TTM)|
|Cost of Revenue||€0|
Last Reported Earnings
Sep 30, 2021
Next Earnings Date
Feb 03, 2022
|Earnings per share (EPS)||0.90|
|Net Profit Margin||38.03%|
How did NDA SE perform over the long term?See historical performance and comparison
3.8%Current Dividend Yield
Is Nordea Bank Abp undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: NDA SE (SEK106.38) is trading above our estimate of fair value (SEK106.04)
Significantly Below Fair Value: NDA SE is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: NDA SE is poor value based on its PE Ratio (11.3x) compared to the Swedish Banks industry average (10.7x).
PE vs Market: NDA SE is good value based on its PE Ratio (11.3x) compared to the Swedish market (21.2x).
Price to Earnings Growth Ratio
PEG Ratio: NDA SE is poor value based on its PEG Ratio (1776.8x)
Price to Book Ratio
PB vs Industry: NDA SE is good value based on its PB Ratio (1.1x) compared to the SE Banks industry average (1.2x).
How is Nordea Bank Abp forecast to perform in the next 1 to 3 years based on estimates from 18 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: NDA SE's forecast earnings growth (0.01% per year) is below the savings rate (0.3%).
Earnings vs Market: NDA SE's earnings (0.01% per year) are forecast to grow slower than the Swedish market (0.5% per year).
High Growth Earnings: NDA SE's earnings are forecast to grow, but not significantly.
Revenue vs Market: NDA SE's revenue (2.4% per year) is forecast to grow faster than the Swedish market (1.5% per year).
High Growth Revenue: NDA SE's revenue (2.4% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: NDA SE's Return on Equity is forecast to be low in 3 years time (12.3%).
How has Nordea Bank Abp performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: NDA SE has high quality earnings.
Growing Profit Margin: NDA SE's current net profit margins (38%) are higher than last year (29.7%).
Past Earnings Growth Analysis
Earnings Trend: NDA SE's earnings have declined by 10.5% per year over the past 5 years.
Accelerating Growth: NDA SE's earnings growth over the past year (56.8%) exceeds its 5-year average (-10.5% per year).
Earnings vs Industry: NDA SE earnings growth over the past year (56.8%) exceeded the Banks industry 48%.
Return on Equity
High ROE: NDA SE's Return on Equity (9.7%) is considered low.
How is Nordea Bank Abp's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: NDA SE's Assets to Equity ratio (16.8x) is moderate.
Allowance for Bad Loans: NDA SE has a sufficient allowance for bad loans (111%).
Low Risk Liabilities: 51% of NDA SE's liabilities are made up of primarily higher risk sources of funding.
Loan Level: NDA SE has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: NDA SE's Loans to Deposits ratio (115%) is appropriate.
Level of Bad Loans: NDA SE has an appropriate level of bad loans (0.6%).
What is Nordea Bank Abp current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: NDA SE's dividend (3.84%) is higher than the bottom 25% of dividend payers in the Swedish market (1.08%).
High Dividend: NDA SE's dividend (3.84%) is in the top 25% of dividend payers in the Swedish market (3.52%)
Stability and Growth of Payments
Stable Dividend: NDA SE's dividend payments have been volatile in the past 10 years.
Growing Dividend: NDA SE's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (44.4%), NDA SE's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: NDA SE's dividends in 3 years are forecast to be covered by earnings (71% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Frank Vang-Jensen (54 yo)
Mr. Frank Vang-Jensen was President and Group Chief Executive Officer at Nordea Henkivakuutus Suomi Oy since September 05, 2019. He is Group Chief Executive Officer at Nordea Bank Abp (Nordea Bank AB (publ...
CEO Compensation Analysis
Compensation vs Market: Frank's total compensation ($USD2.82M) is about average for companies of similar size in the Swedish market ($USD2.26M).
Compensation vs Earnings: Frank's compensation has increased by more than 20% in the past year.
Experienced Management: NDA SE's management team is considered experienced (2.3 years average tenure).
Experienced Board: NDA SE's board of directors are considered experienced (3.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Nordea Bank Abp's employee growth, exchange listings and data sources
- Name: Nordea Bank Abp
- Ticker: NDA SE
- Exchange: OM
- Founded: 1820
- Industry: Diversified Banks
- Sector: Banks
- Implied Market Cap: kr416.089b
- Shares outstanding: 3.91b
- Website: https://www.nordea.com
Number of Employees
- Nordea Bank Abp
- Satamaradankatu 5
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/01/25 21:31|
|End of Day Share Price||2022/01/25 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.