Arion banki hf Balance Sheet Health
Financial Health criteria checks 4/6
Arion banki hf has total assets of ISK1,544.4B and total equity of ISK191.4B. Total deposits are ISK802.1B, and total loans are ISK1,178.9B earning a Net Interest Margin of 3.1%. It has insufficient allowance for bad loans, which are currently at 1.9% of total loans. Cash and short-term investments are ISK129.7B.
Key information
8.1x
Asset to equity ratio
3.1%
Net interest margin
Total deposits | Kr802.07b |
Loan to deposit ratio | High |
Bad loans | 1.9% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | Kr129.67b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ARION SDB's Assets to Equity ratio (8.1x) is low.
Allowance for Bad Loans: ARION SDB has a low allowance for bad loans (41%).
Low Risk Liabilities: 59% of ARION SDB's liabilities are made up of primarily low risk sources of funding.
Loan Level: ARION SDB has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: ARION SDB's Loans to Deposits ratio (147%) is high.
Level of Bad Loans: ARION SDB has an appropriate level of bad loans (1.9%).