Al Rajhi Banking and Investment Corporation

SASE:1120 Stock Report

Market Cap: ر.س392.0b

Al Rajhi Banking and Investment Past Earnings Performance

Past criteria checks 3/6

Al Rajhi Banking and Investment has been growing earnings at an average annual rate of 14.6%, while the Banks industry saw earnings growing at 16.1% annually. Revenues have been growing at an average rate of 10.5% per year. Al Rajhi Banking and Investment's return on equity is 15.6%, and it has net margins of 61.7%.

Key information

14.6%

Earnings growth rate

14.7%

EPS growth rate

Banks Industry Growth16.3%
Revenue growth rate10.5%
Return on equity15.6%
Net Margin61.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Here's Why Al Rajhi Banking and Investment (TADAWUL:1120) Has Caught The Eye Of Investors

Dec 22
Here's Why Al Rajhi Banking and Investment (TADAWUL:1120) Has Caught The Eye Of Investors

Revenue & Expenses Breakdown

How Al Rajhi Banking and Investment makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

SASE:1120 Revenue, expenses and earnings (SAR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2428,38617,5017,9180
30 Jun 2427,12816,5537,7080
31 Mar 2426,41316,0417,5920
31 Dec 2326,02715,8007,4980
30 Sep 2326,29416,1487,4610
30 Jun 2326,51716,3477,4620
31 Mar 2326,61716,5927,4420
31 Dec 2226,57416,9547,4110
30 Sep 2225,92716,6437,2410
30 Jun 2225,19416,0827,1340
31 Mar 2224,37915,4877,0440
31 Dec 2123,37114,7466,9270
30 Sep 2122,35113,8556,8990
30 Jun 2121,05412,7196,8690
31 Mar 2119,65111,5516,7730
31 Dec 2018,55610,5966,7420
30 Sep 2017,6509,7926,7210
30 Jun 2017,6129,8736,5930
31 Mar 2017,7379,9716,6050
31 Dec 1917,71210,1596,3860
30 Sep 1917,5504,3126,2080
30 Jun 1916,8674,0896,0050
31 Mar 1916,3464,0305,7450
31 Dec 1815,7893,7685,6530
30 Sep 1815,4519,7495,4740
30 Jun 1815,0529,4995,3820
31 Mar 1814,5699,2065,2860
31 Dec 1714,3579,1215,2370
30 Sep 1713,8238,7155,1080
30 Jun 1713,5648,4595,1050
31 Mar 1713,4248,3305,0940
31 Dec 1613,1338,1265,0070
30 Sep 1612,8748,0274,8460
30 Jun 1612,3427,7394,6020
31 Mar 1612,0777,6294,4490
31 Dec 1511,7887,1304,6580
30 Sep 1511,4066,7014,7050
30 Jun 1511,4736,6414,8320
31 Mar 1511,4516,6494,8020
31 Dec 1411,3556,8364,5190
30 Sep 1411,2846,8634,4210
30 Jun 1411,1746,9184,2550
31 Mar 1411,2557,0924,1630

Quality Earnings: 1120 has high quality earnings.

Growing Profit Margin: 1120's current net profit margins (61.7%) are higher than last year (61.4%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 1120's earnings have grown by 14.6% per year over the past 5 years.

Accelerating Growth: 1120's earnings growth over the past year (8.4%) is below its 5-year average (14.6% per year).

Earnings vs Industry: 1120 earnings growth over the past year (8.4%) did not outperform the Banks industry 13.9%.

Return on Equity

High ROE: 1120's Return on Equity (15.6%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/02 01:40
End of Day Share Price 2025/01/02 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Al Rajhi Banking and Investment Corporation is covered by 26 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jassim Al-JubranAljazira Capital Company
Fahad QureshiAljazira Capital Company
Hussein MahfouzArqaam Capital Research Offshore S.A.L.