Al Rajhi Banking and Investment Balance Sheet Health
Financial Health criteria checks 6/6
Al Rajhi Banking and Investment has total assets of SAR902.6B and total equity of SAR117.9B. Total deposits are SAR744.2B, and total loans are SAR649.0B.
Key information
7.7x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ر.س744.20b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | ر.س22.21b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 1120's Assets to Equity ratio (7.7x) is low.
Allowance for Bad Loans: 1120 has a sufficient allowance for bad loans (165%).
Low Risk Liabilities: 95% of 1120's liabilities are made up of primarily low risk sources of funding.
Loan Level: 1120 has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: 1120's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: 1120 has an appropriate level of bad loans (0.8%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/18 09:10 |
| End of Day Share Price | 2024/12/18 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Al Rajhi Banking and Investment Corporation is covered by 26 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jassim Al-Jubran | Aljazira Capital Company |
| Fahad Qureshi | Aljazira Capital Company |
| Hussein Mahfouz | Arqaam Capital Research Offshore S.A.L. |