Rosgosstrakh Insurance Company Balance Sheet Health
Financial Health criteria checks 5/6
Rosgosstrakh Insurance Company has a total shareholder equity of RUB50.3B and total debt of RUB2.8B, which brings its debt-to-equity ratio to 5.5%. Its total assets and total liabilities are RUB207.6B and RUB157.3B respectively. Rosgosstrakh Insurance Company's EBIT is RUB9.7B making its interest coverage ratio 64.3. It has cash and short-term investments of RUB62.2B.
Key information
5.5%
Debt to equity ratio
₽2.79b
Debt
| Interest coverage ratio | 64.3x |
| Cash | ₽62.15b |
| Equity | ₽50.29b |
| Total liabilities | ₽157.32b |
| Total assets | ₽207.61b |
Recent financial health updates
No updates
Financial Position Analysis
Short Term Liabilities: RGSS's short term assets (RUB78.0B) exceed its short term liabilities (RUB64.9B).
Long Term Liabilities: RGSS's short term assets (RUB78.0B) do not cover its long term liabilities (RUB92.4B).
Debt to Equity History and Analysis
Debt Level: RGSS has more cash than its total debt.
Reducing Debt: RGSS had negative shareholder equity 5 years ago, but is now positive and has therefore improved.
Debt Coverage: RGSS's debt is well covered by operating cash flow (1057.5%).
Interest Coverage: RGSS's interest payments on its debt are well covered by EBIT (64.3x coverage).