United Credit Systems Past Earnings Performance
Past criteria checks 1/6
United Credit Systems's earnings have been declining at an average annual rate of -87.2%, while the Diversified Financial industry saw earnings growing at 19.2% annually. Revenues have been declining at an average rate of 83.2% per year. United Credit Systems's return on equity is 4.8%, and it has net margins of 76.8%.
Key information
-87.2%
Earnings growth rate
-87.2%
EPS growth rate
| Diversified Financial Industry Growth | 14.6% |
| Revenue growth rate | -83.2% |
| Return on equity | 4.8% |
| Net Margin | 76.8% |
| Last Earnings Update | 30 Jun 2021 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How United Credit Systems makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 21 | 1,175 | 902 | 110 | 0 |
| 31 Mar 21 | 992 | 774 | 93 | 0 |
| 31 Dec 20 | 809 | 645 | 76 | 0 |
| 30 Sep 20 | 3,899 | 3,848 | 74 | 0 |
| 30 Jun 20 | 6,990 | 7,052 | 73 | 0 |
| 31 Mar 20 | 8,035 | 8,063 | 97 | 0 |
| 31 Dec 19 | 9,080 | 9,074 | 121 | 0 |
| 30 Sep 19 | 5,399 | 4,914 | 671 | 0 |
| 30 Jun 19 | 1,717 | 753 | 1,220 | 0 |
| 31 Mar 19 | 4,240 | -194 | 3,612 | 0 |
| 31 Dec 18 | 6,763 | -1,142 | 6,004 | 0 |
| 30 Sep 18 | 3,574 | -4,975 | 8,185 | 0 |
| 30 Jun 18 | 385 | -8,808 | 10,366 | 0 |
| 31 Mar 18 | -1,019 | -9,271 | 11,304 | 0 |
| 31 Dec 17 | -2,423 | -9,734 | 12,241 | 0 |
| 30 Jun 17 | 10,387 | -3,264 | 12,548 | 0 |
| 31 Mar 17 | 10,899 | -1,680 | 11,429 | 0 |
| 31 Dec 16 | 11,411 | -97 | 10,310 | 0 |
| 30 Jun 16 | 3,930 | -3,516 | 9,813 | 0 |
| 31 Mar 16 | 4,683 | -3,782 | 9,920 | 0 |
| 31 Dec 15 | 5,435 | -4,048 | 10,027 | 0 |
Quality Earnings: UCSS has a high level of non-cash earnings.
Growing Profit Margin: UCSS's current net profit margins (76.8%) are lower than last year .
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: UCSS has become profitable over the past 5 years.
Accelerating Growth: UCSS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: UCSS had negative earnings growth (-87.2%) over the past year, making it difficult to compare to the Diversified Financial industry average (4%).
Return on Equity
High ROE: UCSS's Return on Equity (4.8%) is considered low.