Sberbank of Russia Balance Sheet Health
Financial Health criteria checks 5/6
Sberbank of Russia has total assets of RUB41,165.5B and total equity of RUB5,644.5B. Total deposits are RUB27,561.2B, and total loans are RUB27,317.6B.
Key information
7.3x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ₽27.56t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | ₽4.94t |
Recent financial health updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SBER's Assets to Equity ratio (7.3x) is low.
Allowance for Bad Loans: SBER has a sufficient allowance for bad loans (176%).
Low Risk Liabilities: 78% of SBER's liabilities are made up of primarily low risk sources of funding.
Loan Level: SBER has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: SBER's Loans to Deposits ratio (99%) is appropriate.
Level of Bad Loans: SBER has a high level of bad loans (2.8%).