Sberbank of Russia, together with its subsidiaries, provides corporate and retail banking products and services to individuals, small businesses, corporate clients, and financial institutions. More Details
Undervalued with excellent balance sheet and pays a dividend.
Share Price & News
How has Sberbank of Russia's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: SBER is less volatile than 75% of Russian stocks over the past 3 months, typically moving +/- 2% a week.
Volatility Over Time: SBER's weekly volatility (2%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: SBER exceeded the Russian Banks industry which returned 42.8% over the past year.
Return vs Market: SBER exceeded the Russian Market which returned 35.9% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Sberbank of Russia's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 weeks ago | Simply Wall StHow Much Of Sberbank of Russia (MCX:SBER) Do Institutions Own?
2 months ago | Simply Wall StSberbank of Russia (MCX:SBER) Has Gifted Shareholders With A Fantastic 212% Total Return On Their Investment
10 months ago | Simply Wall StIs Sberbank of Russia's (MCX:SBER) 7.6% Dividend Worth Your Time?
Is Sberbank of Russia undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: SBER (RUB331.73) is trading below our estimate of fair value (RUB437.65)
Significantly Below Fair Value: SBER is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: SBER is good value based on its PE Ratio (7.1x) compared to the Russian Banks industry average (7.7x).
PE vs Market: SBER is good value based on its PE Ratio (7.1x) compared to the Russian market (9.7x).
Price to Earnings Growth Ratio
PEG Ratio: SBER is good value based on its PEG Ratio (0.8x)
Price to Book Ratio
PB vs Industry: SBER is overvalued based on its PB Ratio (1.5x) compared to the RU Banks industry average (0.9x).
How is Sberbank of Russia forecast to perform in the next 1 to 3 years based on estimates from 11 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: SBER's forecast earnings growth (8.7% per year) is above the savings rate (7.4%).
Earnings vs Market: SBER's earnings (8.7% per year) are forecast to grow faster than the Russian market (2.5% per year).
High Growth Earnings: SBER's earnings are forecast to grow, but not significantly.
Revenue vs Market: SBER's revenue (9.2% per year) is forecast to grow faster than the Russian market (3.9% per year).
High Growth Revenue: SBER's revenue (9.2% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: SBER's Return on Equity is forecast to be low in 3 years time (19.6%).
How has Sberbank of Russia performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: SBER has a high level of non-cash earnings.
Growing Profit Margin: SBER's current net profit margins (46.6%) are higher than last year (41.9%).
Past Earnings Growth Analysis
Earnings Trend: SBER's earnings have grown by 10.9% per year over the past 5 years.
Accelerating Growth: SBER's earnings growth over the past year (43.5%) exceeds its 5-year average (10.9% per year).
Earnings vs Industry: SBER earnings growth over the past year (43.5%) underperformed the Banks industry 48%.
Return on Equity
High ROE: SBER's Return on Equity (21.1%) is considered high.
How is Sberbank of Russia's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: SBER's Assets to Equity ratio (7.4x) is low.
Allowance for Bad Loans: SBER has a sufficient allowance for bad loans (164%).
Low Risk Liabilities: 80% of SBER's liabilities are made up of primarily low risk sources of funding.
Loan Level: SBER has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: SBER's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: SBER has a high level of bad loans (3.6%).
What is Sberbank of Russia current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: SBER's dividend (5.64%) is higher than the bottom 25% of dividend payers in the Russian market (2.94%).
High Dividend: SBER's dividend (5.64%) is low compared to the top 25% of dividend payers in the Russian market (7.92%).
Stability and Growth of Payments
Stable Dividend: SBER's dividend payments have been volatile in the past 10 years.
Growing Dividend: SBER's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (38.4%), SBER's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: SBER's dividends in 3 years are forecast to be covered by earnings (50.8% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Herman Gref (57 yo)
Mr. Herman Oskarovich Gref has been the Chairman of the Executive Board of Sberbank of Russia since November 2007 and has been its Member of Supervisory Board since June 24, 2005. He has been Chief Executi...
Experienced Management: SBER's management team is considered experienced (3.3 years average tenure).
Experienced Board: SBER's board of directors are considered experienced (3.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 4.8%.
Sberbank of Russia's company bio, employee growth, exchange listings and data sources
- Name: Sberbank of Russia
- Ticker: SBER
- Exchange: MISX
- Founded: 1841
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: ₽7.470t
- Shares outstanding: 22.52b
- Website: https://www.sberbank.ru
Number of Employees
- Sberbank of Russia
- 19 Vavilova Street
Sberbank of Russia, together with its subsidiaries, provides corporate and retail banking products and services to individuals, small businesses, corporate clients, and financial institutions. The company...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/09/19 18:01|
|End of Day Share Price||2021/09/17 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.