AMS Osiguranje a.d Past Earnings Performance
Past criteria checks 1/6
AMS Osiguranje a.d's earnings have been declining at an average annual rate of -56.2%, while the Insurance industry saw earnings growing at 2.4% annually. Revenues have been growing at an average rate of 7.5% per year. AMS Osiguranje a.d's return on equity is 7.3%, and it has net margins of 4.7%.
Key information
-56.2%
Earnings growth rate
-56.2%
EPS growth rate
| Insurance Industry Growth | 7.6% |
| Revenue growth rate | 7.5% |
| Return on equity | 7.3% |
| Net Margin | 4.7% |
| Last Earnings Update | 31 Dec 2022 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How AMS Osiguranje a.d makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 22 | 4,863 | 229 | 498 | 0 |
| 31 Dec 21 | 4,522 | 523 | 565 | 0 |
| 31 Dec 20 | 4,058 | 588 | 467 | 0 |
| 31 Dec 19 | 3,898 | 567 | 332 | 0 |
| 31 Dec 18 | 3,267 | 128 | 526 | 0 |
| 31 Dec 17 | 3,090 | 261 | 432 | 0 |
| 31 Dec 16 | 2,870 | 95 | 347 | 0 |
| 31 Dec 15 | 2,382 | 33 | 273 | 0 |
| 31 Dec 14 | 2,126 | 7 | 365 | 0 |
Quality Earnings: AMSO has high quality earnings.
Growing Profit Margin: AMSO's current net profit margins (4.7%) are lower than last year (11.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: Insufficient data to determine if AMSO's year-on-year earnings growth rate was positive over the past 5 years.
Accelerating Growth: AMSO's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: AMSO had negative earnings growth (-56.2%) over the past year, making it difficult to compare to the Insurance industry average (23.1%).
Return on Equity
High ROE: AMSO's Return on Equity (7.3%) is considered low.